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Sep 30, 2024

Safety Insurance Q3 2024 Earnings Report

Reported increased net income and improved combined ratio compared to the same quarter last year.

Key Takeaways

Safety Insurance Group reported a significant increase in net income for Q3 2024, rising to $25.9 million, or $1.73 per diluted share, compared to $1.9 million, or $0.13 per diluted share, in Q3 2023. The combined ratio improved to 100.7% from 104.8% in the prior year. Direct written premiums also increased by 19.1% to $318.2 million.

Net income increased to $25.9 million, or $1.73 per diluted share, compared to $1.9 million, or $0.13 per diluted share in the same quarter last year.

Non-GAAP operating income was $1.10 per diluted share, compared to $0.59 per diluted share for the comparable 2023 period.

Direct written premiums increased by 19.1% to $318.2 million.

The combined ratio improved to 100.7% from 104.8% in the prior year.

Total Revenue
$289M
Previous year: $228M
+27.1%
EPS
$1.1
Previous year: $0.59
+86.4%
Combined Ratio
100.7%
Previous year: 104.8%
-3.9%
Gross Profit
$291M
Previous year: $227M
+28.5%
Cash and Equivalents
$62.6M
Previous year: $30.9M
+102.6%
Free Cash Flow
$73.2M
Previous year: $29.7M
+146.9%
Total Assets
$2.27B
Previous year: $1.89B
+20.4%

Safety Insurance

Safety Insurance

Forward Guidance

The Board of Directors approved a $0.90 per share quarterly cash dividend payable on December 13, 2024, to shareholders of record on December 2, 2024.