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Mar 31, 2020

SLM Q1 2020 Earnings Report

Reported first quarter financial results.

Key Takeaways

Sallie Mae reported a GAAP net income attributable to common stock of $359 million, or $0.87 per diluted share, for the first quarter of 2020. Private education loan originations increased by 8 percent year-over-year to $2.3 billion. The company completed $3.1 billion in loan sales and entered into a $525 million accelerated share repurchase agreement. Due to economic uncertainties resulting from COVID-19, the company has withdrawn guidance for 2020.

GAAP net income attributable to common stock of $359 million, or $0.87 per diluted share.

Private education loan originations increased 8 percent from the year-ago quarter to $2.3 billion.

Completed $3.1 billion in loan sales.

Entered into $525 million accelerated share repurchase agreement.

Total Revenue
$400M
Previous year: $402M
-0.5%
EPS
$0.79
Previous year: $0.34
+132.4%
Net Interest Margin
5.08%
Private Ed Loan Originations
$2.3B
Previous year: $2.3B
+0.0%
Gross Profit
$400M
Cash and Equivalents
$7.29B
Previous year: $2.16B
+238.2%
Total Assets
$31.8B
Previous year: $27.6B
+15.0%

SLM

SLM

SLM Revenue by Segment

Forward Guidance

Given the economic uncertainties resulting from COVID-19, the company has withdrawn guidance for 2020.

Revenue & Expenses

Visualization of income flow from segment revenue to net income