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Sep 30, 2022

Tiptree Q3 2022 Earnings Report

Tiptree's financial performance was driven by growth in Fortegra's specialty insurance lines and increased vessel revenues, resulting in increased revenues and net income.

Key Takeaways

Tiptree Inc. reported a strong third quarter with a 26.8% increase in revenues to $363.5 million and a net income of $14.2 million, driven by growth in Fortegra's specialty insurance lines and increased vessel revenues. The company completed the sale of two dry bulk vessels for $46.2 million and signed agreements to sell two product tankers for $49.0 million.

Revenues increased by 26.8% to $363.5 million, driven by growth in Fortegra’s specialty insurance lines and increased vessel revenues.

Net income increased to $14.2 million, driven by the gain on sale of dry-bulk vessels and growth in the insurance business.

Adjusted net income decreased by 6.4% to $19.4 million, driven by declines in the mortgage business.

The company completed the sale of two remaining dry bulk vessels for $46.2 million, representing a gain of $14.1 million.

Total Revenue
$363M
Previous year: $287M
+26.8%
EPS
$0.38
Previous year: $0.06
+533.3%
Gross Profit
$363M
Previous year: $287M
+26.8%
Cash and Equivalents
$503M
Previous year: $150M
+234.6%
Free Cash Flow
$114M
Previous year: $39.5M
+188.7%
Total Assets
$3.99B
Previous year: $3.38B
+18.2%

Tiptree

Tiptree

Tiptree Revenue by Segment

Forward Guidance

Tiptree signed definitive agreements to sell the remaining two product tankers for an aggregate of $49.0 million, representing an approximate 44% gain as compared to Q3’22 book value. The two tankers are expected to close in Q4’22.