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Jun 30, 2025
Trustmark Q2 2025 Earnings Report
Trustmark reported solid Q2 2025 results with higher net interest income, stable credit quality, and strong loan and deposit growth.
Key Takeaways
Trustmark delivered strong profitability in Q2 2025 with net income of $55.8 million and EPS of $0.92, driven by expanding net interest margin and loan growth while maintaining stable credit quality.
Net income reached $55.8 million with EPS of $0.92.
Total revenue grew to $198.6 million, driven by net interest income expansion.
Loans HFI grew to $13.5 billion, reflecting 1.7% linked-quarter growth.
CET1 ratio remained strong at 11.70%.
Revenue by Segment
Forward Guidance
Management expects continued loan and deposit growth, stable credit quality, and disciplined expense management, but remains cautious about economic uncertainties and regulatory pressures.
Positive Outlook
- Strong loan and deposit pipeline supports growth outlook.
- Stable credit quality expected to continue.
- Net interest margin projected to remain solid.
- Wealth management and mortgage banking businesses expected to contribute positively.
- Strong capital position provides flexibility for share repurchases.
Challenges Ahead
- Economic uncertainties may pressure loan demand.
- Potential regulatory changes could impact costs.
- Interest rate volatility may affect net interest margin.
- Mortgage banking revenue could face seasonal headwinds.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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