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Sep 30
Verisk Q3 2025 Earnings Report
Verisk delivered solid Q3 2025 results with revenue and adjusted EBITDA growth driven by strong underwriting and claims performance.
Key Takeaways
Verisk reported Q3 2025 revenue of $768 million, up 5.9% year-over-year, and organic constant currency revenue growth of 5.5%. Net income rose to $226 million, and adjusted EBITDA grew 7.2% to $429 million. The company also delivered strong free cash flow growth of nearly 40%, reinforcing confidence in its long-term targets.
Revenue reached $768 million, up 5.9% from Q3 2024.
Net income rose to $226 million, a 2.5% increase year-over-year.
Organic constant currency adjusted EBITDA grew 8.8%.
Free cash flow increased 39.6% to $336 million, demonstrating strong cash generation.
Verisk
Verisk
Verisk Revenue by Segment
Revenue by Segment
Underwriting Revenue
CapyFin.comClaims Revenue
CapyFin.comInsurance Revenue
CapyFin.com Forward Guidance
Verisk reaffirmed its full-year 2025 outlook, expecting revenue between $3.05–$3.08 billion and adjusted EBITDA between $1.69–$1.72 billion, maintaining a 55.0%–55.8% margin range.
Positive Outlook
- Maintained strong OCC revenue and EBITDA growth
- Free cash flow increased nearly 40% year-over-year
- Disciplined cost management supported margin expansion
- Underwriting and anti-fraud solutions led segment growth
- Reaffirmed confidence in long-term growth targets
Challenges Ahead
- Interest expense rose significantly due to higher debt levels
- EPS growth constrained by higher tax rate and lower equity comp benefits
- Claims segment growth affected by lower severe weather activity
- Depreciation and amortization expenses increased
- Pending AccuLynx acquisition under FTC review (Second Request)