Dec 31, 2024

Whitehorse Finance Q4 2024 Earnings Report

WhiteHorse Finance reported a decline in investment income and net investment income for Q4 2024, but remains committed to optimizing portfolio performance.

Key Takeaways

WhiteHorse Finance experienced a decrease in total investment income and net investment income in Q4 2024, impacted by portfolio challenges. Despite this, the company maintains a strong position in the non-sponsored market with disciplined underwriting practices.

Total investment income declined to $21.01 million from $22.85 million in the previous quarter.

Net investment income per share decreased to $0.343 from $0.394 in Q3 2024.

A special distribution of $0.245 per share was declared in addition to the regular $0.385 per share.

Net realized losses amounted to $12.29 million, but net unrealized appreciation was $8.22 million.

Total Revenue
$21M
Previous year: $25.6M
-18.0%
EPS
$0.343
Previous year: $0.456
-24.8%
Cash and Equivalents
$27.8M
Previous year: $24.5M
+13.6%
Free Cash Flow
$70.9M
Total Assets
$677M
Previous year: $731M
-7.4%

Whitehorse Finance

Whitehorse Finance

Forward Guidance

WhiteHorse Finance remains focused on its strategic position in the non-sponsored market, expecting stable performance despite ongoing portfolio challenges.

Positive Outlook

  • Strong underwriting standards ensure resilience in the current market.
  • Majority of portfolio remains stable and performing well.
  • Continued investment in the non-sponsored market where risk-adjusted returns are favorable.
  • Special distribution declared, reflecting commitment to shareholder returns.
  • Variable rate loans provide flexibility in changing interest rate environments.

Challenges Ahead

  • Investment income declined compared to the previous quarter.
  • Net investment income per share dropped quarter-over-quarter.
  • Net realized losses of $12.29 million impacted overall performance.
  • Portfolio adjustments led to a decline in total investments at fair value.
  • STRS JV investments also declined by $14.84 million.