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Mar 31, 2022

William Penn Bancorp Q3 2022 Earnings Report

Net income decreased compared to the same quarter last year, but net interest income increased due to improved asset mix and growth in core deposits.

Key Takeaways

William Penn Bancorp reported a net income of $824 thousand, or $0.06 per basic and diluted share, for the third quarter ended March 31, 2022. The company made progress on strategic priorities, including sound balance sheet management and prudent capital management, benefiting shareholders.

Net income was $824 thousand, or $0.06 per share.

Core net income was $1.1 million, or $0.07 per share.

Core deposits increased by 13.4% during the third quarter.

Net interest margin expanded by six basis points sequentially from the prior quarter.

Total Revenue
$6.3M
Previous year: $5.85M
+7.6%
EPS
$0.07
Previous year: $0.07
+0.0%
Net Interest Margin
3.06%
Previous year: 2.91%
+5.2%
Non-Performing Assets to Total Assets
0.76%
Previous year: 0.74%
+2.7%
Cash and Equivalents
$58.2M
Previous year: $180M
-67.6%
Free Cash Flow
$931K
Previous year: $1.85M
-49.7%
Total Assets
$869M
Previous year: $817M
+6.3%

William Penn Bancorp

William Penn Bancorp

Forward Guidance

The company will remain focused on organic growth, payment of a sustainable cash dividend, and the opportunistic buyback of stock in an effort to deliver maximum value to shareholders.