World Acceptance Corporation experienced a challenging third quarter of fiscal 2026, reporting a net loss of $0.9 million, a significant decline from the $13.4 million net income in the prior year's comparable quarter. This was largely driven by a substantial increase in the provision for credit losses, up $7.3 million to $51.4 million, and a 16.1% rise in general and administrative expenses. Despite these headwinds, total revenues saw a modest increase of 1.9% to $141.3 million, and the company achieved growth in its outstanding loans and customer base, reflecting a strategic shift towards targeted portfolio growth.

World Acceptance Corporation announced strong fourth-quarter fiscal 2025 results, with net income rising to $44.3 million and total revenues increasing to $165.3 million. The company's diluted EPS reached $8.13, benefiting from a significant increase in tax preparation revenue and a one-time gain from share forfeiture. Despite a decrease in gross loans outstanding, the customer base expanded, and key financial ratios improved.

World Acceptance Corporation reported a slight increase in total revenues to $138.6 million and a net income of $13.4 million for the third quarter of fiscal year 2025. The company saw improvements in borrowing from new, former, and existing customers, with customer base increasing by 3.7%.

World Acceptance Corporation reported a net income of $22.1 million and a diluted net income per share of $3.99 for the second quarter of fiscal 2025. Total revenues were $131.4 million. The company saw improvements in borrowing from new, former, and existing customers.

World Acceptance Corporation reported a net income of $9.9 million and a diluted net income per share of $1.79 for the first quarter of fiscal 2025. Total revenues decreased by 7.0% to $129.5 million. The company focused on credit quality and conservative lending operations during the quarter.

World Acceptance Corporation reported a net income of $35.1 million, or $6.09 per diluted share, for the fourth quarter of fiscal 2024, compared to $24.6 million, or $4.20 per diluted share, for the same quarter of the prior year. Total revenues decreased slightly to $159.3 million. The company continued its focus on credit quality and conservative lending practices.

World Acceptance Corporation reported a net income of $16.7 million, a diluted net income per share of $2.84, and total revenues of $137.7 million for the third quarter of fiscal year 2024. The company focused on credit quality and conservative lending, which management believes will position the company strongly, despite the uncertain economic environment.

World Acceptance Corporation reported a net income of $16.1 million for the second quarter of fiscal year 2024, a significant improvement from the net loss of $0.6 million in the same quarter of the previous year. Total revenues amounted to $136.9 million, reflecting a decrease of 9.5% compared to the previous year. The company continued its focus on credit quality and conservative lending operations, which management believes will position the company strongly throughout the fiscal year.

World Acceptance Corporation reported a net income of $9.5 million, a significant increase from the prior year's net loss of $8.6 million. The company focused on credit quality and conservative lending, while total revenues decreased by 11.8% to $139.3 million.

World Acceptance Corporation reported a net income of $25.6 million and diluted net income per share of $4.37 for the fourth quarter of fiscal year 2023. Total revenues decreased by 4.6% to $160.8 million compared to the same quarter of the prior year. The company continued to focus on credit quality and carefully invest in its best customers.

World Acceptance Corporation reported a decrease in net income for the third quarter of fiscal year 2023, with net income at $5.8 million compared to $7.3 million in the same quarter of the previous year. Total revenues also decreased slightly by 1.4% to $146.5 million. The company slowed its growth in loan balances and customer base by reducing marketing spend and tightening underwriting requirements amid economic uncertainties.

World Acceptance Corporation reported a net loss of $1.4 million for the second quarter of fiscal year 2023, with total revenues increasing by 9.7% to $151.2 million compared to the same quarter of the prior year. The company slowed growth in loan balances and customer base by tightening underwriting and reducing new borrower marketing spend.

World Acceptance Corporation reported a 21.5% increase in total revenues to $157.6 million, driven by a 34.2% increase in gross loans outstanding. However, the company experienced a net loss of $8.8 million, or $1.53 per diluted share, due to increased provision for credit losses. Adjusted net income was $6.6 million, or $1.15 per diluted share.

World Acceptance Corporation reported a 13.7% increase in total revenues for the fourth quarter of fiscal 2022, driven by a rise in average gross earning loans. However, net income decreased by $26.5 million due to a significant increase in the provision for credit losses related to loan balance growth and increased delinquency.

World Acceptance Corporation reported a 13.5% increase in total revenues to $148.6 million for the third quarter of fiscal year 2022. However, net income decreased by $7.2 million to $7.3 million, primarily due to a significant increase in the provision for credit losses related to loan growth and increased delinquency.

World Acceptance Corporation reported an increase in total revenues and gross loans outstanding, driven by increased borrowing from new, current, and former customers. However, net income and net income per diluted share decreased compared to the same quarter of the prior year, primarily due to an increase in the provision for credit losses.

World Acceptance Corporation reported a 4.7% increase in total revenues to $129.7 million and a slight increase in net income to $15.8 million for the first quarter of fiscal year 2022. The company experienced significant loan growth and a decrease in net charge-off rate and delinquency compared to the same quarter of the prior year.

World Acceptance Corporation reported a significant increase in net income for the fourth quarter of fiscal year 2021, driven by reduced operating expenses and lower provision for credit losses. However, total revenues decreased due to the impact of federal stimulus on loan demand and customer behavior.

World Acceptance Corporation reported a net income of $14.5 million for the third quarter of fiscal year 2021, a significant increase compared to the loss of $6.3 million in the same quarter of the previous year. EPS increased to $2.25 from a loss of $0.87 per share. Total revenues decreased by 10.9% to $130.9 million. The company's performance benefited from an improved operating environment and a decrease in the provision for credit losses.

World Acceptance Corporation reported a decrease in total revenues but a significant increase in net income and EPS for the second quarter of fiscal year 2021. The company's performance was influenced by the COVID-19 pandemic, but strategic share repurchases and improved portfolio management contributed to the positive bottom-line results.

World Acceptance Corporation reported an increase in net income and earnings per share for the first quarter of fiscal year 2021, driven by its share repurchase program. However, total revenues decreased due to the impact of COVID-19 on loan volumes. The company also noted an increase in provision expense for potential incremental losses related to the economic impact of COVID-19.

World Acceptance Corporation reported a 3.9% increase in total revenues for the fourth quarter of fiscal 2020, reaching $163.0 million. However, net income decreased by 37.6% to $23.7 million, primarily due to an additional accrual of $13.7 million for estimated losses related to the investigation into the company's former Mexican business and the impact of COVID-19.

World Acceptance Corporation reported a net loss of $5.8 million for the third quarter of fiscal year 2020, compared to a net income of $6.3 million for the same quarter of the prior year. The results were significantly impacted by an accrual of $8 million for potential losses related to the investigation into the company's former Mexican business. Total revenues for the quarter increased to $147.1 million, a 6.9% increase from the $137.6 million reported for the same quarter of the prior year.