Loading...
•
Jun 30, 2025
Assurant Q2 2025 Earnings Report
Assurant posted strong Q2 2025 results with 25% growth in net income and raised its full-year outlook.
Key Takeaways
Driven by growth across Global Housing and Lifestyle segments, Assurant's Q2 2025 GAAP net income rose 25% YoY to $235.3M. Adjusted EPS and EBITDA exceeded expectations, prompting an increase in full-year guidance.
GAAP net income grew 25% YoY to $235.3M.
Adjusted EPS rose 25% to $5.10; excluding catastrophes, it was $5.56.
Adjusted EBITDA increased 19% YoY to $386M.
Global Housing segment led growth with 33% YoY increase in adjusted EBITDA.
Revenue by Segment
Forward Guidance
Assurant raised its FY 2025 outlook, now expecting adjusted EPS growth near 10% and adjusted EBITDA growth in the mid- to high-single digits, both excluding catastrophes.
Positive Outlook
- FY adjusted EPS expected to grow ~10% YoY, ex. catastrophes.
- Adjusted EBITDA forecast to rise mid- to high-single digits YoY.
- Global Lifestyle to benefit from Connected Living and Auto growth.
- Global Housing to show strong growth excluding catastrophes.
- Share repurchases expected to hit $250M–$300M in FY 2025.
Challenges Ahead
- Catastrophic events remain a risk to profitability.
- Higher employee expenses impacted corporate EBITDA.
- Investment income lower YoY in Corporate segment.
- Global Housing faces pressure from past catastrophe losses.
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...