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Jun 30
Assurant Q2 2025 Earnings Report
Assurant posted strong Q2 2025 results with 25% growth in net income and raised its full-year outlook.
Key Takeaways
Driven by growth across Global Housing and Lifestyle segments, Assurant's Q2 2025 GAAP net income rose 25% YoY to $235.3M. Adjusted EPS and EBITDA exceeded expectations, prompting an increase in full-year guidance.
GAAP net income grew 25% YoY to $235.3M.
Adjusted EPS rose 25% to $5.10; excluding catastrophes, it was $5.56.
Adjusted EBITDA increased 19% YoY to $386M.
Global Housing segment led growth with 33% YoY increase in adjusted EBITDA.
Assurant
Assurant
Assurant Revenue by Segment
Revenue by Segment
Global Lifestyle Revenue
CapyFin.comGlobal Housing Revenue
CapyFin.com Forward Guidance
Assurant raised its FY 2025 outlook, now expecting adjusted EPS growth near 10% and adjusted EBITDA growth in the mid- to high-single digits, both excluding catastrophes.
Positive Outlook
- FY adjusted EPS expected to grow ~10% YoY, ex. catastrophes.
- Adjusted EBITDA forecast to rise mid- to high-single digits YoY.
- Global Lifestyle to benefit from Connected Living and Auto growth.
- Global Housing to show strong growth excluding catastrophes.
- Share repurchases expected to hit $250M–$300M in FY 2025.
Challenges Ahead
- Catastrophic events remain a risk to profitability.
- Higher employee expenses impacted corporate EBITDA.
- Investment income lower YoY in Corporate segment.
- Global Housing faces pressure from past catastrophe losses.
- Macroeconomic uncertainty and tariffs may affect claims and demand.