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Dec 31, 2022

Ameriprise Q4 2022 Earnings Report

Ameriprise delivered strong Q4 2022 results driven by wealth management growth and effective capital management.

Key Takeaways

Ameriprise Financial reported strong fourth-quarter results, with adjusted operating earnings per diluted share up 13 percent year-over-year. The Advice and Wealth Management segment achieved a record margin of 30 percent, driven by significant organic growth. Despite challenges in Asset Management due to market depreciation, the company maintained a strong capital return to shareholders, demonstrating its financial strength and diversification.

Adjusted operating EPS increased by 13% year-over-year, driven by solid business performance and capital return to shareholders.

Advice & Wealth Management margin reached a record high of 30% due to excellent growth in the Wealth Management business.

Total client flows in Advice & Wealth Management were $12.4 billion for the quarter and $42.5 billion for the year, reaching record highs.

The company returned $610 million of capital to shareholders during the quarter and $2.4 billion for the full year.

Total Revenue
$3.62B
Previous year: $3.76B
-3.8%
EPS
$6.94
Previous year: $6.15
+12.8%
Total AUM and AUA
$1.18T
Previous year: $1.4T
-15.8%
AWM Total Client Assets
$409B
Previous year: $461B
-11.3%
Gross Profit
$1.73B
Previous year: $1.95B
-11.2%
Cash and Equivalents
$8.76B
Previous year: $9.57B
-8.5%
Total Assets
$159B
Previous year: $178B
-10.6%

Ameriprise

Ameriprise

Ameriprise Revenue by Segment

Forward Guidance

Ameriprise is well-positioned to build on its momentum in 2023.

Positive Outlook

  • Strong growth across cash offerings, including at the bank.
  • Retirement and Protection Solutions business benefited from increased spread revenue.
  • Focus on executing strategic priorities, including the integration of the BMO EMEA business.
  • Capital management is a differentiator for Ameriprise.
  • Company consistently generates significant free cash flow across its business that we reinvest in the business and return to shareholders.

Revenue & Expenses

Visualization of income flow from segment revenue to net income