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Dec 31, 2024
Axos Financial Q2 2025 Earnings Report
Announced results for the second fiscal quarter ended December 31, 2024.
Key Takeaways
Axos Financial, Inc. reported a net income of $104.7 million and diluted EPS of $1.80 for the quarter ended December 31, 2024. Adjusted EPS increased to $1.82 compared to $1.60 for the quarter ended December 31, 2023. Net interest margin was 4.83%. Total assets reached $23.7 billion and total deposits were $19.9 billion.
Net income was $104.7 million and diluted EPS was $1.80.
Adjusted EPS increased to $1.82, up from $1.60 in the prior year quarter.
Net interest margin was 4.83%.
Total assets increased to $23.7 billion and total deposits increased to $19.9 billion.
Axos Financial
Axos Financial
Forward Guidance
This press release contains forward-looking statements that involve risks and uncertainties, including without limitation statements relating to Axos’ financial prospects and other projections of its performance and asset quality, Axos’ deposit balances and capital ratios, Axos’ ability to continue to grow profitably and increase its business, Axos’ ability to continue to diversify its lending and deposit franchises, the anticipated timing and financial performance of other offerings, initiatives, and acquisitions, expectations of the environment in which Axos operates and projections of future performance.
Positive Outlook
- Axos’ ability to successfully integrate acquisitions and realize the anticipated benefits of the transactions
- Axos’ ability to continue to grow profitably and increase its business
- Axos’ ability to continue to diversify its lending and deposit franchises
- Anticipated timing and financial performance of other offerings, initiatives, and acquisitions
- Expectations of the environment in which Axos operates and projections of future performance
Challenges Ahead
- Changes in the interest rate environment
- Monetary policy, inflation, government regulation
- General economic conditions
- Changes in the competitive marketplace
- Conditions in the real estate markets in which we operate