Loading...
•
Jun 30, 2025
BBVA Q2 2025 Earnings Report
BBVA Argentina reported a profitable second quarter with rising credit activity and deposits, despite a drop in net income compared to previous periods.
Key Takeaways
BBVA Argentina delivered a net income of approximately $50M USD in Q2 2025, driven by strong growth in private sector lending and deposit inflows. Despite inflation-adjusted figures reflecting a YoY decline, commercial momentum remained strong.
Net income reached ~$50M USD (AR$ 59.6B), down 31.1% QoQ and 62.1% YoY.
EPS per ADS (FXC) was ~$0.23 USD, based on AR$ 271.
Private sector loans grew 15.7% QoQ and 109.6% YoY.
Deposits increased 12% QoQ and 60.8% YoY.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
BBVA expects stable spreads, continued growth in lending, and stronger dollar-segment performance as macroeconomic normalization advances in Argentina.
Positive Outlook
- Credit activity outpaced inflation and system growth
- Strong deposit inflows exceeded market average
- Improved dollar-segment profitability and growth
- Exchange rate liberalization supported trading gains
- Strong liquidity and capital position maintained
Challenges Ahead
- Net income decreased significantly YoY
- Higher loan loss provisions due to retail portfolio
- NPL ratio increased to 2.28%
- Efficiency ratio slightly deteriorated
- Decline in regulatory capital ratio QoQ
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...