Beacon Financial Corporation concluded 2025 with strong fourth-quarter results, driven by the combined Beacon organization and synergies from its merger of equals. The company reported a net income of $53.4 million and operating earnings of $66.4 million, reflecting improved credit performance and increased net interest income.
Net income for Q4 2025 was $53.4 million, or $0.64 per basic and diluted share.
Operating earnings (Non-GAAP) for Q4 2025 were $66.4 million, or $0.79 per operating EPS.
Total assets increased by $352.9 million to $23.2 billion at December 31, 2025, primarily due to assets assumed in the Merger.
Net interest income increased by $70.9 million to $199.7 million, with net interest margin rising to 3.82%.
The company anticipates continued momentum from its merger of equals, focusing on leveraging synergies and driving performance improvements. They expect to maintain exceptional service to clients and build a foundation for long-term success.
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