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Dec 31, 2024

Blackstone Mortgage Trust Q4 2024 Earnings Report

Key Takeaways

Blackstone Mortgage Trust (BXMT) reported a GAAP EPS of $0.21 and a Distributable EPS of $(1.25) for Q4 2024. Loan resolutions and repayments accelerated, reducing impaired loans and supporting book value. The company reported $1.6 billion in Q4 repayments and a 10% annualized dividend yield.

Total Revenue
$114M
Previous year: $501M
-77.1%
EPS
-$1.25
Previous year: $0.69
-281.2%
Cash and Equivalents
$323M
Previous year: $350M
-7.6%
Total Assets
$19.8B
Previous year: $24B
-17.6%

Blackstone Mortgage Trust

Blackstone Mortgage Trust

Forward Guidance

BXMT is positioned for further growth in 2025 with over $2 billion in loan originations closed or in closing, continued loan resolutions, and a strong balance sheet.

Positive Outlook

  • Accelerating capital deployment with over $2B in new loan originations in early 2025.
  • Significant progress in resolving impaired loans, reducing balance sheet risk.
  • Strong liquidity position with $1.5B in available liquidity.
  • Book value supported by loan resolutions executed above aggregate reserve levels.
  • Continued dividend payout with a 10% annualized yield.

Challenges Ahead

  • Q4 GAAP EPS includes losses from loan resolutions, impacting overall profitability.
  • Distributable EPS remains negative due to charge-offs and credit losses.
  • Exposure to office real estate remains a challenge despite significant repayments.
  • Interest rate volatility may impact loan performance and future investment yields.
  • Macroeconomic uncertainty could affect the pace of loan resolutions and new investments.