Community Bank Q1 2025 Earnings Report

Community Financial System, Inc. reported its first quarter 2025 results, with significant increases in net income, EPS, and total revenues compared to the prior year's first quarter.

Key Takeaways

Community Financial System, Inc. achieved a strong first quarter in 2025, reporting a net income of $49.6 million and an EPS of $0.93. Total revenues reached $196.2 million, marking a 10.7% increase from the prior year. The company also set new quarterly records for net interest income and non-bank financial services noninterest revenues.

Net income increased by $0.17 per share from the prior year's first quarter to $0.93 per share.

Total revenues grew by $19.0 million, or 10.7%, compared to the prior year's first quarter.

Net interest income reached a new quarterly record of $120.2 million, up 12.4% from the prior year's first quarter.

Non-bank financial services noninterest revenues also hit a new quarterly record of $56.7 million, increasing 9.0% from the prior year's first quarter.