Dec 31, 2024

CION Q4 2024 Earnings Report

CION reported stable net investment income in Q4 2024 but faced net asset value declines due to portfolio adjustments.

Key Takeaways

CION Investment Corporation reported total investment income of $57.9 million in Q4 2024, with net investment income per share of $0.35. The company experienced a decrease in net asset value per share to $15.43 due to mark-to-market adjustments. Investments in senior secured loans remained the core of the portfolio, accounting for 86.1% of total investments.

Total investment income reached $57.9 million, slightly lower than the prior quarter.

Net investment income per share was $0.35, while EPS stood at $0.10.

Net asset value per share decreased to $15.43 from $15.73 in Q3 2024.

The company funded $100 million in new investment commitments and had $64 million in net portfolio growth.

Total Revenue
$57.9M
EPS
$0.1
Net Asset Value Per Share
$15.4
Debt-to-Equity Ratio
1.36
Non-Accrual Investments
1.41%
Cash and Equivalents
$76.7M
Total Assets
$1.95B

CION

CION

CION Revenue by Segment

Forward Guidance

CION expects continued stable investment performance in 2025, supported by a strong portfolio of senior secured loans and prudent capital management.

Positive Outlook

  • Projected stable net investment income in 2025.
  • Continued strong dividend distributions with a base distribution of $0.36 per share declared for Q1 2025.
  • New credit facility with UBS improves capital flexibility and reduces interest costs.
  • Strong portfolio performance with 93.8% of loans bearing floating rates.
  • Potential for NAV stabilization through disciplined investment management.

Challenges Ahead

  • Net asset value per share declined due to portfolio mark-to-market adjustments.
  • Lower SOFR rates impacted investment income during Q4 2024.
  • Higher interest expense due to increased debt levels.
  • Potential macroeconomic risks affecting portfolio companies.
  • Market volatility could impact equity investment valuations.