CPF's Q4 2025 performance saw a significant rise in net income and EPS, supported by improved net interest income and margin, alongside controlled expenses driving down the efficiency ratio.

Central Pacific Financial posted $72.8M in total revenue and $18.3M net income in Q2 2025, with improved efficiency and stronger capital ratios. Loan growth softened slightly, but asset quality remained strong.

Central Pacific Financial Corp. reported net income of $17.8 million, or $0.65 per diluted share, for the first quarter of 2025. The company saw a meaningful increase in net interest income and net interest margin, alongside improved asset quality with lower net charge-offs.

Central Pacific Financial Corp. reported a solid year in 2024, with net income for the fourth quarter of 2024 at $11.3 million, or $0.42 per diluted share. Adjusted net income (non-GAAP) for the fourth quarter of 2024 was $19.0 million, or $0.70 per diluted share. The company completed an investment securities portfolio repositioning which is estimated to improve annual net interest income by $2.7 million beginning in 2025. The Board of Directors approved an increase in the quarterly cash dividend by 3.8% to $0.27 per share and authorized a new share repurchase program of up to $30.0 million for 2025.

Central Pacific Financial Corp. reported a net income of $13.3 million, or $0.49 per diluted share, for the third quarter of 2024. Excluding $3.1 million in pre-tax expenses related to a strategic opportunity, adjusted net income (non-GAAP) was $15.7 million, or $0.58 per diluted share. The net interest margin increased by 10 bps from the previous quarter, and core deposits increased by $53.9 million.

Central Pacific Financial Corp. reported a strong second quarter with net income of $15.8 million, or $0.58 per diluted share. Key contributors included NIM expansion of 14 bps, core deposit growth and improvement in net charge-offs. The company maintained solid liquidity and grew capital levels.

Central Pacific Financial reported a net income of $12.9 million, or $0.48 per diluted share, for the first quarter of 2024. The results reflect the company's focus on optimizing the balance sheet while maintaining strong liquidity, asset quality, and capital.

Central Pacific Financial Corp. reported a net income of $14.9 million, or $0.55 per diluted share, for Q4 2023. The results reflect a consistent business approach and commitment to the Hawaii marketplace.

Central Pacific Financial Corp. reported a net income of $13.1 million, or $0.49 per diluted share, for the third quarter of 2023. The company focused on maintaining a strong liquidity and deposit portfolio while managing deposit costs. Asset quality remained strong, and the loan portfolio is well-diversified.

Central Pacific Financial Corp. reported a net income of $14.5 million for the second quarter of 2023, with a return on average assets (ROA) of 0.78% and a return on average equity (ROE) of 12.12%. Total deposits increased by $58.8 million, and the company maintained a solid liquidity position.

Central Pacific Financial Corp. reported a net income of $16.2 million, or $0.60 per diluted share, for the first quarter of 2023. The company's asset quality remained strong, with nonperforming assets totaling $5.3 million, or 0.07% of total assets. The Board of Directors approved a quarterly cash dividend of $0.26 per share.

Central Pacific Financial Corp. reported a net income of $20.2 million for Q4 2022, with fully diluted earnings per share of $0.74. The company saw growth in total loans and deposits, and the board approved a quarterly cash dividend and a new share repurchase program.

Central Pacific Financial Corp. reported a net income of $16.7 million for the third quarter of 2022, with a diluted earnings per share of $0.61. The company saw loan growth and an expanding net interest margin, which contributed to the strong earnings.

Central Pacific Financial Corp. reported a net income of $17.6 million, or $0.64 per diluted share, for the second quarter of 2022. The results included an $8.5 million gain on the sale of Visa, Inc. stock, partially offset by a $4.9 million non-cash settlement charge related to the termination of the company's defined benefit pension plan.

Central Pacific Financial Corp. reported a net income of $19.4 million, or $0.70 per diluted share, for the first quarter of 2022. The company saw an increase in core loans and improvements in asset quality. They also completed an equity investment and are on track to serve as a bank sponsor for Swell Financial.

Central Pacific Financial Corp. reported record net income for the fourth quarter of 2021, with net income of $22.3 million, or $0.80 per diluted share. The company also launched a new Banking-as-a-Service initiative to expand both in and beyond Hawaii.

Central Pacific Financial Corp. reported a net income of $20.8 million for the third quarter of 2021, or $0.74 per diluted share. Core loans increased by $184.4 million, and core deposits increased by $266.6 million.

Central Pacific Financial Corp. reported a net income of $18.7 million for the second quarter of 2021, or $0.66 per diluted share. The company's ROA was 1.06% and ROE was 13.56% for the quarter. Core loans increased by $102.7 million, while total deposits increased by $188.2 million.

Central Pacific Financial Corp. reported a strong first quarter in 2021, with net income reaching $18.0 million, or $0.64 per diluted share. The company's ROA was 1.07% and ROE was 13.07%. Total loans increased by $173.7 million, primarily due to an increase in PPP loans. The Board of Directors increased the quarterly cash dividend by 4.3% to $0.24 per share.

Central Pacific Financial Corp. reported a strong finish to 2020 with a net income of $12.2 million, or $0.43 per diluted share, for the fourth quarter. The company's results were impacted by a higher provision for credit loss expense due to the economic forecast under the COVID-19 pandemic. The company completed its RISE2020 initiative and launched a new brand design.

Central Pacific Financial Corp. reported net income of $6.9 million, or $0.24 per share, for the third quarter of 2020. The results were impacted by a higher provision for credit loss expense due to the COVID-19 pandemic.

Central Pacific Financial Corp. reported a net income of $9.9 million, or $0.35 per diluted share, for the second quarter of 2020. The results were impacted by a higher provision for credit loss expense due to deteriorating economic conditions from the COVID-19 pandemic. The company supported over 7,200 small businesses with SBA Paycheck Protection Program (PPP) loan originations totaling $556.9 million.

Central Pacific Financial Corp. reported a net income of $8.3 million, or $0.29 fully diluted EPS, for Q1 2020. The results were impacted by a credit loss expense of $11.1 million due to the adoption of the CECL methodology and the economic forecasts due to the COVID-19 pandemic.

Central Pacific Financial Corp. reported a net income of $14.2 million, or $0.50 per diluted share, for the fourth quarter of 2019. The results reflect continued execution on revenue growth while investing for the future.