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Jun 30
Everest Q2 2025 Earnings Report
Everest reported strong Q2 2025 results with robust underwriting and investment income driving solid profitability.
Key Takeaways
Everest delivered strong earnings in Q2 2025, driven by $680 million in net income and strong contributions from both its reinsurance and insurance segments despite ongoing geopolitical challenges.
Net Income reached $680 million, with EPS of $16.10.
Group combined ratio held at 90.4%, showing disciplined underwriting.
Reinsurance premiums rose to $3.24 billion, while Insurance premiums declined to $1.41 billion.
Operating cash flow remained healthy at $1.1 billion.
Everest
Everest
Everest Revenue by Segment
Revenue by Segment
Reinsurance Revenue
CapyFin.comInsurance Revenue
CapyFin.comOther Revenue
CapyFin.com Forward Guidance
Everest is focused on execution and managing capital for shareholder benefit in the second half of 2025.
Positive Outlook
- Reinsurance business delivered strong underwriting profitability.
- Favorable reserve development of $39 million boosted margins.
- Benign catastrophe losses improved Q2 performance.
- Strong alternative investment income contributed to earnings.
- Execution of Insurance 1-Renewal Strategy nearing completion.
Challenges Ahead
- Insurance segment faced higher loss and expense ratios.
- Gross written premiums declined group-wide by 0.7% YoY.
- Aviation losses from Russia/Ukraine war added 2.5 pts to Group combined ratio.
- Pre-tax underwriting loss in Insurance segment of $18 million.
- Operating cash flow decreased YoY from $1.3B to $1.1B.