Employers Holdings, Inc. experienced a challenging fourth quarter in 2025 with a net loss of $23.4 million, primarily due to elevated current accident year loss and LAE ratio and significant net realized and unrealized losses on investments from a strategic rebalancing. Despite this, the company saw an 18% increase in net investment income and completed a $125 million recapitalization plan, returning $104.1 million to stockholders through share repurchases and dividends.
Employers Holdings, Inc. experienced a challenging third quarter in 2025, reporting a net loss of $8.3 million and an adjusted net loss of $25.5 million, primarily due to a significant increase in the loss and loss adjustment expense ratio following an off-cycle loss reserve review. Despite these losses, the company saw growth in gross premiums written and net premiums earned, and achieved a record number of ending policies in-force, demonstrating underlying business expansion.
Employers Holdings, Inc. experienced a mixed second quarter in 2025. While net premiums earned saw a healthy 6% increase, net income per diluted share and adjusted net income per diluted share both decreased. The company faced challenges with an increased loss and loss adjustment expense ratio, primarily due to a rise in cumulative trauma claims in California, leading to a higher GAAP combined ratio. Despite these headwinds, the company maintained a strong balance sheet and continued to return capital to shareholders through dividends and share repurchases.
Employers Holdings, Inc. reported a decrease in net income and EPS for Q1 2025 compared to the prior year, primarily due to investment performance. However, adjusted net income and adjusted EPS saw significant increases. The company experienced a slight increase in gross premiums written, a decrease in net premiums earned, and an improvement in the underwriting expense ratio. Net investment income also increased significantly.
Employers Holdings, Inc. concluded 2024 with record levels of written and earned premium, in-force premium, policies, and net investment income. The company reported a net income of $28.3 million for Q4 2024 and $118.6 million for the full year, alongside solid growth in new and renewal premiums.
Employers Holdings, Inc. reported its Q3 2024 financial results, featuring a 124% increase in net income per diluted share and a 1% increase in net premiums earned. The company also achieved a record number of policies in-force. However, gross premiums written decreased by 8%.
Employers Holdings, Inc. reported increased revenue driven by higher new and renewal premiums, strong net investment income, and net investment gains. The company also achieved a record number of policies in-force. The combined ratio excluding LPT was 95.4%.
Employers Holdings, Inc. reported a 20% increase in net income to $28.3 million and an 8% increase in gross premiums written to $210.9 million. The company ended the quarter with a record number of policies in-force.
Employers Holdings, Inc. reported strong fourth quarter results with impressive revenue growth driven by increases in premium writings and investment income. The integration of Cerity's operations into Employers was completed, leading to expected underwriting expense savings. The company is well-positioned for further appetite expansion and increased self-service options in 2024.