FB Financial delivered a strong Q1 2025 with improved profitability, stable deposit base, and growing loan portfolio despite a softer economic backdrop.
Net income rose to $39.4M, up from $27.95M in Q1 2024.
Loans held for investment increased to $9.77B, growing 7.14% annualized from Q4 2024.
Net interest margin expanded to 3.55%, reflecting improved deposit cost management.
Tangible book value per share increased to $29.12, demonstrating balance sheet strength.
FB Financial is cautiously optimistic heading into the remainder of 2025, supported by strong capital, stable deposits, and expansion into new markets.
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