FB Financial Earnings Reports

FB Financial delivered a solid quarter, with net income rising significantly from the previous quarter. Revenue and margins improved notably due to strategic actions and the completed Southern States merger.

The company delivered solid core operating results in Q2 2025, with adjusted EPS of $0.88 and adjusted net income of $40.8M, despite a $60.5M GAAP loss from securities sales. Loan and deposit growth, along with improved net interest margin, strengthened its position ahead of H2.

FB Financial delivered a strong Q1 2025 with improved profitability, stable deposit base, and growing loan portfolio despite a softer economic backdrop.

FB Financial Corporation reported a net income of $37.9 million, or $0.81 per diluted common share, for Q4 2024. The company experienced growth in both deposits and loans, leading to increased net interest income. The company's strong financial position and operating momentum position it well moving into 2025.

FB Financial Corporation reported a decrease in net income to $10.2 million, or $0.22 per diluted common share, for Q3 2024, compared to the previous quarter and the same quarter last year. However, adjusted net income increased to $40.1 million, or $0.86 per diluted common share. The company experienced growth in loans and deposits and is optimistic about future interest rate decreases.

FB Financial Corporation reported a net income of $40.0 million, or $0.85 per diluted common share, for the second quarter of 2024. The company's net interest margin increased to 3.57%, and the adjusted pre-tax, pre-provision return on average assets improved to 1.70%.

FB Financial Corporation reported a net income of $28.0 million, or $0.59 per diluted common share, for Q1 2024. Adjusted net income was $39.9 million, or $0.85 per diluted common share. The company's loans held for investment were $9.29 billion, and deposits amounted to $10.50 billion. The net interest margin was 3.42%.

FB Financial Corporation reported a net income of $29.4 million, or $0.63 per diluted common share, for the fourth quarter of 2023. The company's loans held for investment grew to $9.41 billion, and deposits totaled $10.55 billion. The net interest margin increased to 3.46%.

FB Financial Corporation reported a net income of $19.2 million, or $0.41 per diluted common share, for Q3 2023. The company's deposits were $10.64 billion, and loans held for investment were $9.29 billion. Net interest margin increased to 3.42%.

FB Financial Corporation reported a net income of $35.3 million, or $0.75 per diluted common share, for Q2 2023. Deposits totaled $10.87 billion, while loans held for investment were $9.33 billion. The company focused on boosting balance sheet strength and reducing exposure to public funds and commercial real estate.

FB Financial Corporation reported a net income of $36.4 million, or $0.78 per diluted common share, for the first quarter of 2023. The company experienced growth in deposits, loans, and adjusted tangible book value per common share.

FB Financial Corporation reported a net income of $38.1 million, or $0.81 per diluted common share, for the fourth quarter of 2022. The company's deposit growth was a highlight of the quarter at 33.7% annualized.

FB Financial Corporation reported a net income of $31.8 million, or $0.68 per diluted common share, for the third quarter of 2022. The company saw growth in loans held for investment and noninterest-bearing deposits. The net interest margin expanded to 3.93%.

FB Financial Corporation reported a net income of $19.3 million, or $0.41 per diluted common share. The results were impacted by mortgage restructuring charges and a loss from changes in fair value on commercial loans held for sale.

FB Financial Corporation reported a net income of $35.2 million, or $0.74 per diluted common share, for the first quarter of 2022. The company experienced growth in loans held for investment (HFI) of $400.3 million, representing an annualized growth rate of 21.3%.

FB Financial Corporation reported a net income of $48.8 million, or $1.02 per diluted common share, for Q4 2021. The company's return on average assets was 1.60%, return on average common equity was 13.7%, and return on tangible common equity was 16.8%. Loan growth (HFI) was $310.0 million, or 16.9% annualized.