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Mar 31, 2020

First Horizon Q1 2020 Earnings Report

Announced first quarter 2020 financial results, highlighting business diversification, strong liquidity, and capital position.

Key Takeaways

First Horizon reported earnings per share (EPS) of $0.04, impacted by a significant increase in provision expense, with provision for loan losses at $145 million, a $135 million increase from the previous quarter due to the economic decline following the COVID-19 pandemic.

Loans to mortgage companies and fixed income businesses were key contributors for the first quarter.

Provision for loan losses increased significantly due to the economic impact of COVID-19.

The company processed over $1.6 billion in loans to assist small business customers through the Small Business Administration Payroll Protection Program.

Merger with IBERIABANK Corporation remains on track and is expected to close in the second quarter.

Total Revenue
$478M
Previous year: $436M
+9.6%
EPS
$0.05
Previous year: $0.35
-85.7%
Cash and Equivalents
$1.13B
Previous year: $1.21B
-6.8%
Total Assets
$47.2B
Previous year: $41.1B
+14.8%

First Horizon

First Horizon

Forward Guidance

First Horizon anticipates the merger with IBERIABANK Corporation to close in the second quarter, positioning the combined company as a leading southern financial services firm.