Flagstar Bank returned to profitability in Q4 2025, delivering positive net income attributable to common stockholders, expanding net interest margin, and showing improved credit quality alongside disciplined expense management.

Flagstar Bank narrowed its net and adjusted losses in Q3 2025 amid rising net interest margin, improved loan quality, and reduced operating expenses. The company remains focused on strategic growth in C&I lending and efficiency gains.

Flagstar Financial posted a Q2 2025 net loss of $78 million, an improvement from prior quarters, driven by stronger C&I loan growth, improved net interest margin, and disciplined cost management.

Flagstar posted a $108 million net loss attributable to common stockholders in Q1 2025, with adjusted EPS at -$0.23. Despite the loss, the company achieved significant progress in reducing operating expenses and increasing C&I loan originations, while maintaining strong capital and liquidity positions.

New York Community Bancorp reported fourth-quarter diluted EPS of $0.30, which was unchanged compared to the fourth-quarter of 2021. Adjusted fourth-quarter 2022 diluted EPS was $0.25 compared to $0.31 in fourth-quarter 2021. The acquisition of Flagstar Bancorp closed on December 1st, creating one of the largest regional banks in the country.

New York Community Bancorp reported a solid third quarter with diluted EPS of $0.30 and non-GAAP diluted EPS of $0.31. Net income available to common stockholders was $144 million, up 3% year-over-year. The company saw solid loan and deposit growth, stable operating expenses, and strong asset quality.

New York Community Bancorp reported a strong second quarter in 2022, marked by record net income available to common stockholders, record deposit growth, near-record loan growth, record originations, and a higher net interest margin. Asset quality remained stellar and diluted EPS were up 13% year-over-year.

New York Community Bancorp reported a positive start to the year with growth in loans, deposits, net income, and earnings per share. Diluted EPS increased 7% to $0.31, and non-GAAP diluted EPS were $0.32, up 10% year-over-year. Total loans grew by $1 billion, led by multi-family loans, and total deposits increased by nearly $3 billion, driven by Banking as a Service business growth.

New York Community Bancorp reported net income of $150 million for Q4 2021, a decrease of 21% compared to the previous year. However, non-GAAP diluted EPS were $0.31, up 15% compared to the previous year. The company saw record quarterly loan growth, a stable net interest margin, and continued deposit growth.

New York Community Bancorp reported a strong third quarter with diluted EPS of $0.30, up 30% year-over-year, and $0.31 on a non-GAAP basis, up 35%. Net income available to common shareholders totaled $140 million, up 31% compared to the third quarter 2020. The results were driven by good loan growth, higher PPNR, a stable net interest margin, and strong deposit growth.

New York Community Bancorp reported a strong second quarter with diluted EPS of $0.30, up 43% year-over-year, and $0.33 on a non-GAAP basis, up 57% year-over-year. The company experienced net interest margin expansion, lower operating expenses and good loan growth.

New York Community Bancorp reported a strong first quarter in 2021, marked by a 45% increase in diluted EPS to $0.29 and a 49% increase in net income available to common shareholders to $137.4 million. The company's performance was boosted by ongoing net interest margin (NIM) expansion, good loan growth, lower operating expenses, strong deposit growth, and strong asset quality trends. Additionally, NYCB announced a merger agreement with Flagstar Bancorp, expected to enhance its transformation strategy.

New York Community Bancorp reported a strong performance for Q4 2020, with diluted EPS of $0.39, up 70% compared to the previous quarter and 95% year-over-year. The company saw a 13% increase in pre-provision net revenue and a 27% increase in net interest income compared to the year-ago quarter. Asset quality remained solid, with non-performing assets declining.

New York Community Bancorp reported a strong third quarter with solid net income and EPS growth, driven by strong loan growth and double-digit net interest margin expansion. Loan deferrals declined significantly, and asset quality metrics remained strong.

New York Community Bancorp reported a strong second quarter, with diluted EPS of $0.21, up 11% year-over-year and 5% sequentially. Net income available to common shareholders was $97.1 million, up 9% year-over-year and 5% sequentially. The net interest margin increased 17 bps to 2.18% compared to the previous quarter, and pre-provision net revenue totaled $157.7 million, up 19% year-over-year and 16% sequentially.

New York Community Bancorp reported a net income of $100.3 million and diluted EPS of $0.20 for Q1 2020. Results included a provision for credit losses of $20.6 million due to CECL and COVID-19. The company saw growth in net interest income and net interest margin, driven by growth in the specialty finance portfolio and in the multi-family portfolio.

New York Community Bancorp reported a net income of $101.2 million for Q4 2019, a 2% increase compared to the previous quarter. The diluted earnings per share was $0.20, up 5% from Q3 2019. Loan growth was strong, particularly in multi-family and specialty finance portfolios, and the net interest margin improved.