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Jun 30, 2024

FNB Q2 2024 Earnings Report

FNB's second quarter results were solid, with earnings per diluted common share (non-GAAP) totaling $0.34 and tangible book value per share grew 12% year-over-year.

Key Takeaways

F.N.B. Corporation reported second quarter 2024 earnings with a net income available to common stockholders of $123.0 million, or $0.34 per diluted common share. The company experienced linked-quarter loan and deposit growth of 3.6% and 0.7%, respectively.

Period-end total loans and leases increased $2.4 billion, or 7.7%.

On a linked-quarter basis, period-end total loans and leases increased $1.2 billion, or 3.6%.

Period-end total deposits increased $1.2 billion, or 3.5%.

On a linked-quarter basis, period-end total deposits increased $258.6 million, or 0.7%, with an increase in non-interest-bearing deposits of 0.8%.

Total Revenue
$404M
Previous year: $410M
-1.4%
EPS
$0.34
Previous year: $0.39
-12.8%
Efficiency Ratio
54.39%
Previous year: 50%
+8.8%
Cash and Equivalents
$1.88B
Previous year: $1.7B
+10.3%
Free Cash Flow
$55M
Previous year: $103M
-46.6%
Total Assets
$47.7B
Previous year: $44.8B
+6.6%

FNB

FNB

Forward Guidance

FNB remains well-positioned for a better rate environment as we move into 2025