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Mar 31, 2025
Green Dot Q1 2025 Earnings Report
Reported First Quarter 2025 Results
Key Takeaways
Green Dot reported a strong start to 2025, exceeding projections with significant growth in total operating revenues and net income compared to the previous year. The company saw continued momentum in embedded finance through new partnerships and a key retail partnership renewal.
Total operating revenues increased 24% year-over-year to $558.9 million.
Net income saw a significant increase of 443% year-over-year, reaching $25.8 million.
Diluted earnings per common share rose to $0.47, a 422% increase from the prior year.
The company increased its full-year 2025 financial outlook for non-GAAP total operating revenues, adjusted EBITDA, and non-GAAP EPS.
Revenue by Segment
Forward Guidance
Green Dot increased its full-year 2025 financial outlook, anticipating non-GAAP total operating revenues between $2.0 billion and $2.1 billion, adjusted EBITDA between $150 million and $160 million, and non-GAAP EPS between $1.14 and $1.28.
Positive Outlook
- Increased full-year non-GAAP total operating revenues guidance.
- Increased full-year adjusted EBITDA guidance.
- Increased full-year non-GAAP EPS guidance.
- Assumes continued investment in the company.
- Expects better-than-expected bottom line results.
Challenges Ahead
- Outlook is based on a number of assumptions that may not hold true.
- Reflects potential negative trends within certain channels of the business.
- Considers the current macro-economic environment.
- Assumes the effect of inflation and interest rates.
Revenue & Expenses
Visualization of income flow from segment revenue to net income
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
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