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Jun 30, 2020

Humana Q2 2020 Earnings Report

Humana's financial results for Q2 2020 were reported, with proactive relief efforts amid the pandemic.

Key Takeaways

Humana reported a strong second quarter with EPS of $13.75 on a GAAP basis and $12.56 on an adjusted basis. The company reaffirmed its FY 2020 Adjusted EPS guidance range of $18.25 to $18.75 and increased full year expected individual Medicare Advantage membership growth.

Humana continued actions to support members, providers, employees, and communities during the COVID-19 pandemic.

The company donated an additional $150 million to the Humana Foundation to address social determinants of health.

Humana reported 2Q20 EPS of $13.75 on a GAAP basis, and $12.56 on an Adjusted basis.

Full year expected individual Medicare Advantage membership growth increased to 330,000 to 360,000 members.

Total Revenue
$19.1B
Previous year: $16.2B
+17.5%
EPS
$12.6
Previous year: $6.05
+107.6%
Gross Profit
$16.7B
Previous year: $14.5B
+15.0%
Cash and Equivalents
$7.16B
Previous year: $4.78B
+49.9%
Free Cash Flow
$2.84B
Previous year: $1.28B
+122.5%
Total Assets
$38.5B
Previous year: $28.9B
+33.0%

Humana

Humana

Forward Guidance

Humana is revising its GAAP EPS guidance range for the year ending December 31, 2020 (FY 2020) to $17.36 to $17.86 and is maintaining its FY 2020 Adjusted EPS range of $18.25 to $18.75.

Positive Outlook

  • FY 2020 GAAP EPS expected to be in a range of $17.36 to $17.86
  • FY 2020 Adjusted EPS guidance range of $18.25 to $18.75 is maintained
  • Individual Medicare Advantage membership growth is expected to be 330,000 to 360,000 members
  • Group Medicare Advantage net membership gains are projected to increase approximately 90,000 members year over year
  • Net membership decline of approximately 550,000 members is estimated for stand-alone PDP business

Challenges Ahead

  • Inherent uncertainty surrounds the ongoing crisis
  • Significant variability of results by financial statement line item
  • Potential inadequacy of government determined payment rates
  • Potential restrictions on profitability
  • The rapid development and fluidity of this situation precludes any prediction as to the ultimate adverse impact to Humana of COVID-19