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Dec 31, 2024

JPMorgan Q4 2024 Earnings Report

JPMorgan Chase reported a strong fourth quarter with significant growth in net income and revenue, driven by solid performance across all lines of business.

Key Takeaways

JPMorgan Chase reported a net income of $14.0 billion for the fourth quarter of 2024, a 50% increase year-over-year. The firm's revenue reached $43.7 billion, up 10% compared to the previous year. Strong performance in investment banking and markets contributed to the overall positive results.

Net income increased by 50% to $14.0 billion.

Revenue grew by 10% to $43.7 billion.

Investment Banking fees increased by 49% year-over-year.

Markets revenue rose by 21% year-over-year.

Total Revenue
$43.7B
Previous year: $39.9B
+9.5%
EPS
$4.81
Previous year: $3.97
+21.2%
Return on Equity
17%
Return on Tangible Common Equity
21%
Loss Absorbing Capacity
$547B
Cash and Equivalents
$1.4T
Previous year: $624B
+124.3%
Free Cash Flow
-$32.5B
Total Assets
$4T
Previous year: $3.88T
+3.2%

JPMorgan

JPMorgan

JPMorgan Revenue by Segment

Forward Guidance

JPMorgan Chase anticipates continued economic resilience with low unemployment and healthy consumer spending. However, inflationary pressures from ongoing spending and geopolitical risks pose significant concerns.

Positive Outlook

  • U.S. economy remains resilient.
  • Unemployment is relatively low.
  • Consumer spending stayed healthy.
  • Businesses are more optimistic about the economy.
  • Expectations for a more pro-growth agenda.

Challenges Ahead

  • Ongoing and future spending requirements will likely be inflationary.
  • Inflation may persist for some time.
  • Geopolitical conditions remain the most dangerous and complicated since World War II.
  • Potential for increased regulation impacting banking operations.
  • Uncertainty in global markets due to geopolitical tensions.