Kemper Corporation reported a net loss of $8.0 million, or $(0.13) per share, for the fourth quarter of 2025, a significant decrease compared to net income of $97.4 million, or $1.51 per diluted share, in the fourth quarter of 2024. Adjusted Consolidated Net Operating Income also declined to $14.6 million from $115.1 million in the prior year. The decline was primarily attributed to pressured Specialty P&C operating results due to bodily injury severity, a Florida Statutory Profit Limit Refund, and lower volumes from Non-Core Operations.

Kemper reported $1.23B in revenue, $72.6M in net income, and strong contributions from its Specialty P&C and Life Insurance segments, along with improved book value metrics and high parent liquidity.

Kemper Corporation delivered strong fourth-quarter results in 2024, with net income rising to $97.4 million from $51.4 million in the prior year. Adjusted consolidated net operating income also saw a substantial increase to $115.1 million from $50.5 million. The Specialty P&C segment showed robust performance with PIF growth and an improved underlying combined ratio, while the Life business continued to generate strong returns.

Kemper Corporation reported a net income of $73.7 million for Q3 2024, a significant improvement compared to the net loss of $146.3 million in Q3 2023. The adjusted consolidated net operating income was $105.0 million, compared to an adjusted consolidated net operating loss of $27.8 million in the same quarter last year. The results were led by the Specialty Auto business, which showed solid underwriting performance and sequential PIF growth.

Kemper Corporation reported a net income of $75.4 million for the second quarter of 2024, a significant improvement compared to the net loss of $97.1 million in the same quarter of the previous year. The adjusted consolidated net operating income was $91.7 million, compared to a loss of $14.2 million in Q2 2023. Key highlights include improved profitability, a better underlying combined ratio in the Specialty P&C segment, and sequential growth in policies-in-force.

Kemper Corporation reported a net income of $71.3 million for Q1 2024, a significant improvement compared to the net loss of $80.1 million in Q1 2023. Adjusted consolidated net operating income was $69.7 million, compared to a loss of $55.7 million in the same period last year. The Specialty P&C underlying combined ratio improved to 93.6%, and parent liquidity remained strong at $1.1 billion.

Kemper Corporation reported a net income of $51.4 million for Q4 2023, a significant improvement compared to the net loss of $53.3 million in Q4 2022. The adjusted consolidated net operating income was $50.5 million, compared to a loss of $23.5 million in the same period last year. The company's Specialty P&C underlying combined ratio improved, and strategic initiatives led to increased liquidity and expense savings.

Kemper Corporation reported a net loss of $146.3 million for Q3 2023, compared to a net loss of $74.8 million for Q3 2022. The results included a $55.5 million after-tax non-cash charge related to the termination of Kemper’s remaining pension plan obligations and $22.9 million of after-tax net realized losses on investments. Adjusted Consolidated Net Operating Loss was $27.9 million, compared to $27.0 million in the prior year.

Kemper Corporation reported a net loss of $97.1 million for Q2 2023, which included a $45.5 million after-tax charge from goodwill impairment. However, the company's underlying performance is improving, with the Specialty P&C segment showing a six-point improvement in the Underlying Combined Ratio.

Kemper Corporation reported a net loss of $80.1 million for the first quarter of 2023, compared to a net loss of $86.3 million for the first quarter of 2022. Adjusted Consolidated Net Operating Loss was $65.2 million, compared to $51.6 million in the prior year. The results were impacted by elevated catastrophe losses, prior year adverse development, and higher-than-anticipated frequency.

Kemper Corporation reported a net loss of $55.5 million for Q4 2022, an improvement compared to the net loss of $105.8 million in Q4 2021. The company is focused on restoring profitability through rate increases in Specialty and Preferred P&C Personal Auto, growth in Commercial Vehicle, and improving Life profitability. Strategic initiatives to reduce costs and enhance capabilities are on track.

Kemper Corporation reported a net loss of $76.2 million for the third quarter of 2022, compared to a net loss of $75.3 million for the third quarter of 2021. However, the company is making progress toward restoring underwriting profitability through rate increases and strategic initiatives, including a restructuring program and operating model improvements.

Kemper Corporation reported a net loss of $74.7 million for the second quarter of 2022, compared to a net loss of $62.6 million for the second quarter of 2021. Adjusted Consolidated Net Operating Loss was $39.7 million, compared to $99.4 million in the prior year quarter. The results were impacted by broad inflationary pressures on Personal Automobile margins, though rate increases are expected to improve profitability in the future.

Kemper Corporation reported a net loss of $94.8 million for Q1 2022, compared to a net income of $123.2 million for Q1 2021. The results were impacted by ongoing inflation and supply chain constraints, though profit restoration actions are beginning to show improvement. The company's balance sheet remains strong with over $1.2 billion in liquidity.

Kemper Corporation reported a net loss of $105.8 million for the fourth quarter of 2021, compared to a net income of $97.5 million for the same period in 2020. The results were impacted by pandemic-driven environmental challenges and higher claim severity trends, particularly in the Specialty P&C segment. Despite the challenges, the company made progress on corrective measures and remains focused on delivering long-term value for shareholders.

Kemper Corporation reported a net loss of $75.3 million for Q3 2021, compared to a net income of $122.3 million in Q3 2020. The results were impacted by industry-related environmental pressures, increased loss costs in P&C segments, and a surge in Florida personal injury protection litigation. Corrective actions are in progress to return to target profitability.

Kemper Corporation reported a net loss of $62.6 million for the second quarter of 2021, compared to a net income of $126.1 million for the same period in 2020. The results were impacted by higher claim frequency and severity trends in the Specialty P&C segment, as well as adverse prior year development. However, the company saw rising demand for its products and remains well-positioned for long-term growth.

Kemper Corporation reported a net income of $123.2 million for Q1 2021, compared to $64.0 million for Q1 2020. Adjusted Consolidated Net Operating Income was $87.2 million, compared to $162.9 million in the prior year quarter. The Specialty P&C segment showed strong performance with increased earned premiums and a healthy underlying combined ratio.

Kemper Corporation reported a net income of $97.5 million for Q4 2020, compared to $124.7 million in Q4 2019. The adjusted consolidated net operating income was $105.8 million, up from $97.9 million in the prior year quarter. The company's specialty P&C earned premiums increased by 10%, and policies-in-force grew by approximately 4%.

Kemper Corporation reported a net income of $122.3 million for the third quarter of 2020, compared to $129.0 million for the third quarter of 2019. Adjusted Consolidated Net Operating Income was $90.9 million, compared to $130.0 million in the prior year. The company's Specialty P&C earned premiums increased by $88 million, and policies-in-force grew approximately 8%.

Kemper Corporation reported a strong second quarter with net income of $126.1 million, or $1.91 per diluted share, compared to $122.1 million, or $1.84 per diluted share, for the second quarter of 2019. The results were highlighted by continued strong performance in the Specialty Auto business and the value of Kemper's diversified model.

Kemper Corporation reported a net income of $64.0 million, or $0.95 per diluted share, for the first quarter of 2020, compared to $155.3 million, or $2.35 per diluted share, for the first quarter of 2019. Adjusted consolidated net operating income was $162.9 million, or $2.43 per diluted share, for the first quarter of 2020, compared to $98.9 million, or $1.50 per diluted share, for the first quarter of 2019. The increase in adjusted consolidated net operating income was primarily from other income from the satisfaction of the remaining balance due on the judgment against Computer Sciences Corporation.

Kemper Corporation reported a net income of $124.7 million, or $1.85 per diluted share, for Q4 2019, compared to $6.5 million, or $0.10 per diluted share, for Q4 2018. Adjusted consolidated net operating income was $97.9 million, or $1.45 per diluted share, compared to $59.9 million, or $0.91 per diluted share, for the same period last year. The results were driven by profitable growth in the Specialty Property & Casualty Insurance segment and Life & Health earnings.