Lemonade delivered strong Q3 2025 results with 30% growth in In Force Premium, significantly improved gross profit margins, and reduced net loss, driven by enhanced operational efficiency through AI.

Lemonade delivered strong top-line growth in Q2 2025, with in-force premium rising to $1.08 billion and revenue increasing 35% YoY. The company achieved a substantial improvement in gross profit and narrowed its net loss, driven by improved underwriting and expense efficiency. Europe and Car segments were key growth contributors.

Lemonade posted a 27% YoY increase in revenue and in-force premium in Q1 2025, despite challenges from the California Wildfires. Net loss widened, but key metrics like adjusted gross profit and customer growth remained solid.

Lemonade achieved its best quarter ever in Q4 2024, driven by accelerating topline growth, stable expenses, and significantly reduced Adjusted EBITDA losses. The company reported strong positive Adjusted Free Cash Flow, marking its first full year of positive Adj. FCF.

Lemonade reported strong Q3 2024 results, featuring accelerating topline growth, stable expenses, and $48 million in net cash flow. In Force Premium grew 24% year-over-year, and the gross loss ratio improved to 73%.

Lemonade reported excellent second-quarter results, featuring robust topline growth, relative stability in expenses, and positive net cash flow. In Force Premium grew 22% YoY, while revenue grew 17%. Gross loss ratio improved to 79%, and gross profit increased by 155% year on year.

Lemonade reported excellent Q1 2024 results, highlighted by a 25% increase in total revenue and an 8-point improvement in the gross loss ratio. The company has accelerated its timeline for achieving cash flow breakeven to year-end 2024, driven by sustained strength in unit economics and the impact of technology on expense management.

Lemonade's Q4 2023 showed strong growth and improved profitability. In-force premium grew by 20% year-over-year, while revenue increased by 31%. The gross loss ratio improved to 77%, and the company saw a 165% increase in gross profit. Adjusted EBITDA loss improved by 44%, and net loss improved by a third. The company expects accelerating top line growth and an improving bottom line in 2024.

Lemonade reported strong Q3 2023 results with in-force premium growing by 18%, gross profit increasing by 170%, and gross loss ratio improving by 11 percentage points. The company's adjusted EBITDA loss also improved by 39%, and they anticipate being cash-flow positive in late 2025.

Lemonade reported better than expected top and bottom lines in Q2 2023. In-force premium grew by 50% year-over-year, and the company renewed its reinsurance program. The company also secured customer acquisition cost (CAC) financing. Adjusted EBITDA loss came in better than expected, despite heightened CAT losses. Net loss for the quarter was $67 million.

Lemonade had a strong first quarter in 2023 with In Force Premium increasing by 56% year-over-year to $653 million, gross loss ratio decreasing to 87%, and annual dollar retention hitting a new all-time high of 87%. The company's net loss improved by 12% year-over-year to $66 million and adjusted EBITDA improved by 11% to ($51) million.

Lemonade's Q4 2022 saw a 64% increase in in-force premium (IFP) to $625 million. The gross loss ratio improved to 89%, and the adjusted EBITDA loss contracted to $52 million. Net loss for the quarter was $64 million.

Lemonade reported a strong third quarter with revenue and adjusted EBITDA loss coming in better than expected. The company saw 76% top line growth, driven by an increase in customers and premium per customer. However, the gross loss ratio was negatively impacted by the acquisition of Metromile and Hurricane Ian. The company is reiterating its full-year topline guidance, expecting H2 performance to be as guided, despite a shift in allocation between quarters.

Lemonade reported a strong second quarter with both top and bottom lines coming in ahead of expectations. The company's In Force Premium increased by 54% to $457.6 million and revenue increased by 77% to $50.0 million. The company is expecting losses to peak in Q3 2022 and for EBITDA to improve thereafter, through to profitability.

Lemonade reported a strong first quarter, with both top and bottom-line results exceeding expectations. In force premium reached $419 million, and the company saw improvements in LTV/CAC and bundle rates. The availability of all Lemonade products in select markets showed promising early data, with higher bundle rates and increased customer spending.

Lemonade reported a strong Q4 2021 with a 100% increase in revenue compared to Q4 2020. The company expanded its product offerings and customer base, while also making strides in technology and strategic acquisitions. Despite the growth, the company experienced a higher gross loss ratio and a net loss for the quarter.

Lemonade reported a robust Q3 2021 with a 101% increase in revenue, driven by growth in gross earned premium and customer base. The company launched Lemonade Car and announced the acquisition of Metromile to enhance its car insurance capabilities. While growth was strong, the company experienced a higher net loss, reflecting increased investments in growth and product development.

Lemonade reported strong growth in Q2 2021, with in force premium (IFP) increasing by 91% year-over-year and premium per customer growing by 29%. The company saw a net loss of $55.6 million, impacted by increased operating expenses related to growth investments. Lemonade is focusing on long-term value maximization and prioritizing growth opportunities.

Lemonade announced Lemonade Car and experienced accelerated growth in Q1 2021. In force premium grew 89% year-over-year to $251.7 million, and customer count increased 50% to 1,096,618. The company's gross loss ratio was significantly impacted by the Texas winter storm Uri.

Lemonade's Q4 2020 results showed significant growth in in force premium, customers, and premium per customer. The company expanded its product offerings and geographic presence, while also improving marketing efficiency. Lemonade concluded the year with over one million customers and a 20% increase in premium per customer.

Lemonade's Q3 2020 showed stronger growth than anticipated with sustained improvements in unit economics. In force premium doubled year-on-year, while gross profit increased 83%, adjusted gross profit grew 138%, and net loss per dollar of gross earned premium halved.

Lemonade reported strong Q2 2020 results, with significant growth in in force premium, customer count, and gross earned premium. The company's KPIs and financial measures exceeded expectations, driven by the ongoing trend towards digitization and the company's ability to adapt to remote work.