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Jun 30, 2021

Mercury General Q2 2021 Earnings Report

Mercury General reported a decrease in net income and operating income for Q2 2021, while experiencing an increase in net premiums earned.

Key Takeaways

Mercury General Corporation reported a decrease in net income to $109.181 million for the second quarter of 2021, compared to $228.211 million for the same period in 2020. Operating income also decreased to $62.725 million from $103.054 million year-over-year. However, net premiums earned increased to $926.820 million compared to $811.898 million in the prior year.

Net income decreased by 52.2% to $109.181 million compared to Q2 2020.

Operating income decreased by 39.1% to $62.725 million year-over-year.

Net premiums earned increased by 14.2% to $926.820 million compared to Q2 2020.

The combined ratio increased to 94.9% compared to 88.2% in the same period last year.

Total Revenue
$1.02B
Previous year: $1.01B
+1.3%
EPS
$1.13
Previous year: $1.86
-39.2%
Combined Ratio
94.9%
Previous year: 88.2%
+7.6%
Catastrophe Losses Net
$25M
Previous year: $12M
+108.3%
Net Investment Income
$31M
Previous year: $34.2M
-9.4%
Gross Profit
$948M
Previous year: $935M
+1.4%
Cash and Equivalents
$379M
Previous year: $262M
+44.4%
Total Assets
$6.7B
Previous year: $5.92B
+13.2%

Mercury General

Mercury General

Mercury General Revenue by Segment

Forward Guidance

The Company did not provide specific forward guidance in this earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income