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Dec 31, 2025
MetLife Q4 2025 Earnings Report
MetLife delivered record earnings and solid profitability in the fourth quarter.
Key Takeaways
MetLife reported strong Q4 2025 results with higher premiums, fees and other revenues, solid adjusted earnings growth, and healthy returns on equity.
Premiums, fees and other revenues totaled $24.19 billion in Q4 2025.
Net income reached $778 million during the quarter.
Adjusted earnings per share rose to $2.49.
Return on equity remained at solid double-digit levels.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
MetLife did not provide quantitative forward guidance but reaffirmed confidence in its strategy and capital position.
Positive Outlook
- Diversified business mix
- Strong capital position
- Consistent adjusted earnings growth
- Disciplined expense management
- Resilient global franchises
Challenges Ahead
- Market volatility exposure
- Interest rate uncertainty
- Foreign exchange headwinds
- Regulatory risks
- Investment income variability
Historical Earnings Impact
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Avg. Return Before/After Earnings
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