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Dec 31, 2024

MITT Q4 2024 Earnings Report

MITT reported a quarterly economic return on equity of 2.4% and net income per diluted share of $0.30.

Key Takeaways

AG Mortgage Investment Trust, Inc. (MITT) delivered a 2.4% quarterly economic return on equity, with net income per diluted share of $0.30 and earnings available for distribution (EAD) per diluted share of $0.18. The company declared a Q4 dividend of $0.19 per common share and reported a total investment portfolio of $6.7 billion. MITT maintained a GAAP leverage ratio of 11.6x and an economic leverage ratio of 1.4x.

Quarterly economic return on equity of 2.4%.

Net income per diluted share of $0.30.

Earnings available for distribution per diluted share of $0.18.

Q4 2024 revenue of $17.38M.

Total Revenue
$17.4M
Previous year: $13.3M
+30.3%
EPS
$0.18
Previous year: $0.17
+5.9%
Economic Return on Equity
2.4%
Previous year: -5.6%
-142.9%
Investment Portfolio
$6.7B
Previous year: $5.91B
+13.5%
Economic Leverage Ratio
1.4
Previous year: 1.5
-6.7%
Cash and Equivalents
$139M
Previous year: $112M
+24.2%
Free Cash Flow
$18.2M
Total Assets
$6.91B
Previous year: $6.13B
+12.8%

MITT

MITT

Forward Guidance

MITT remains focused on leveraging its external management and asset allocation strategies to drive growth and enhance shareholder value in 2025.

Positive Outlook

  • Continued strategic asset allocation in non-agency credit.
  • Strong support from external manager, TPG.
  • Commitment to shareholder value creation.
  • Optimized capital structure to support future growth.
  • Maintaining strong liquidity position.

Challenges Ahead

  • Exposure to macroeconomic uncertainties.
  • Fluctuations in book value due to market conditions.
  • Interest rate volatility impacting net interest margin.
  • Potential challenges in securitization market.
  • Competition in mortgage investment sector.