•
Dec 31, 2024

NCR Q4 2024 Earnings Report

NCR Atleos reported strong financial results in Q4 2024, with increased revenue and profitability.

Key Takeaways

NCR Atleos delivered a solid fourth quarter with revenue growth of 1% to $1.11 billion and a 126% increase in GAAP EPS. Non-GAAP EPS rose by 73% to $1.11. Operating income and net income significantly improved compared to the prior year, supported by strong performance in self-service banking. The company generated $119 million in adjusted free cash flow, reinforcing its financial strength.

Revenue grew 1% to $1.11 billion, with core business revenue up 4%.

GAAP EPS increased 126% to $0.61, while non-GAAP EPS rose 73% to $1.11.

Net income improved to $46 million, reversing a loss from the prior year.

Adjusted free cash flow reached $119 million, supporting financial flexibility.

Total Revenue
$1.11B
Previous year: $1.1B
+1.1%
EPS
$1.11
Previous year: $0.69
+60.9%
Adjusted EBITDA
$219M
Previous year: $178M
+23.0%
Gross Margin
26.8%
Previous year: 18%
+48.9%
Gross Profit
$297M
Previous year: $198M
+50.0%
Cash and Equivalents
$419M
Previous year: $375M
+11.7%
Free Cash Flow
$119M
Previous year: -$62M
-291.9%
Total Assets
$5.55B
Previous year: $5.66B
-1.9%

NCR

NCR

NCR Revenue by Segment

Forward Guidance

NCR Atleos expects revenue growth of 1% to 3% in 2025, driven by increasing customer adoption of self-service solutions. Non-GAAP EPS is projected to grow by 21% to 27%.

Positive Outlook

  • Projected revenue growth of 1% to 3% for 2025.
  • Expected 21% to 27% increase in non-GAAP EPS.
  • Core business revenue projected to grow 3% to 6%.
  • Adjusted EBITDA expected to rise by 7% to 10%.
  • Strong focus on reducing leverage and improving strategic flexibility.

Challenges Ahead

  • FX impact expected to reduce revenue growth by approximately 2%.
  • Voyix-related revenue expected to decline by $100 million.
  • Macroeconomic uncertainty could affect customer spending.
  • Potential risks from rising interest rates impacting financial performance.
  • Competitive pressure in the self-service banking market remains a challenge.

Revenue & Expenses

Visualization of income flow from segment revenue to net income