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Jun 30, 2020

NVR Q2 2020 Earnings Report

Net income decreased due to reduction in secondary marketing gains on sales of loans.

Key Takeaways

NVR, Inc. reported a decrease in net income and diluted earnings per share for the second quarter of 2020, with consolidated revenues also decreasing compared to the previous year. The decrease is primarily attributed to the disruption in the mortgage market related to the COVID-19 pandemic.

Net income for the second quarter ended June 30, 2020 was $164,075,000, or $42.50 per diluted share, decreased 22% and 20%, respectively, compared to 2019.

Consolidated revenues for the second quarter of 2020 totaled $1,620,368,000, a 10% decrease from the second quarter of 2019.

Homebuilding new orders in the second quarter of 2020 increased by 13% to 5,901 units.

Mortgage closed loan production in the second quarter of 2020 totaled $1,144,428,000, a decrease of 7% compared to the second quarter of 2019.

Total Revenue
$1.62B
Previous year: $1.8B
-10.0%
EPS
$42.5
Previous year: $53.1
-19.9%
Settlements
4.3K
Loan Closings
$1.14B
Previous year: $1.23B
-7.0%
Capture Rate
89%
Gross Profit
$338M
Previous year: $378M
-10.5%
Cash and Equivalents
$2.03B
Previous year: $906M
+123.7%
Free Cash Flow
$298M
Previous year: $69.4M
+329.0%
Total Assets
$4.73B
Previous year: $3.6B
+31.3%

NVR

NVR

Forward Guidance

NVR is unable to predict the extent to which COVID-19 will impact their operational and financial performance.

Challenges Ahead

  • Uncertainty regarding the extent and timing of disruption to our business that may result from COVID-19 and related governmental actions.
  • Uncertainty as to the effects of economic relief efforts on the U.S. economy.
  • Uncertainty regarding unemployment.
  • Uncertainty regarding consumer confidence.
  • Uncertainty regarding demand for our homes and the mortgage market, including lending standards and secondary mortgage markets.