Loading...
•
Dec 31, 2025
Origin Q4 2025 Earnings Report
Origin Bancorp, Inc. reported its earnings for the fourth quarter and full year 2025, with net income of $29.5 million and diluted EPS of $0.95 for the quarter.
Key Takeaways
Origin Bancorp, Inc. announced a strong fourth quarter for 2025, with net income significantly increasing to $29.5 million, or $0.95 diluted EPS, compared to $8.6 million in the linked quarter. The company also reported its highest ever net interest income at $86.7 million, driven by a decrease in interest expense. Full-year net income was $75.2 million, or $2.40 diluted EPS.
Net income for Q4 2025 was $29.5 million, a 242.3% increase from the linked quarter.
Diluted EPS for Q4 2025 was $0.95, up from $0.27 in the linked quarter.
Net interest income reached a record high of $86.7 million, increasing by 3.6% from the linked quarter.
Annualized Return on Average Assets (ROAA) for Q4 2025 was 1.19%, an increase of 84 basis points from the linked quarter.
Revenue by Segment
Forward Guidance
Origin Bancorp, Inc. aims to continue driving elite financial performance and enhance its culture, with an updated near-term ROAA run rate target of 1.15% or higher by Q4 2026.
Positive Outlook
- Commitment to achieving a top quartile ROAA.
- Focus on 'Optimize Origin' initiatives for long-term growth and stakeholder value.
- Targeting an ROAA run rate of 1.15% or higher by Q4 2026.
- Continued momentum from strong Q4 2025 performance.
- Strategic initiatives built on productivity, delivery & efficiency, balance sheet optimization, and culture & employee engagement.
Challenges Ahead
- Impact of current and future economic conditions and financial services industry trends.
- Changes in benchmark interest rates and their effect on net interest income.
- Potential deterioration of asset quality and loan portfolio performance.
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...