Regional Management Corp. reported a strong fourth quarter 2025, with net income increasing over 30% year-over-year to $12.9 million and diluted earnings per share up 32.7% to $1.30. The company achieved record originations and 13.1% year-over-year portfolio growth, driving record revenue. The annualized operating expense ratio reached an all-time best of 12.4%.

Regional Management Corp. delivered an outstanding performance in the third quarter of 2025, achieving record net income of $14.4 million and diluted EPS of $1.42, representing an 87% year-over-year increase. The company also reached a record $165.5 million in total revenue and surpassed $2 billion in ending net receivables for the first time, while maintaining an all-time best operating expense ratio of 12.8%.

Regional Management Corp. delivered a very strong second quarter in 2025, achieving record originations and revenue, alongside significant improvements in credit performance and an all-time best operating expense ratio. Net income increased by 20% year-over-year to $10.1 million, with diluted EPS reaching $1.03. The company's net finance receivables grew by 10.5% year-over-year, driven by new branch openings and a balanced growth strategy in both auto-secured and higher-margin small loan portfolios. Credit metrics showed improvement, with 30+ day contractual delinquencies and net credit loss rates decreasing.

Regional Management Corp. reported a net income of $7.0 million and diluted EPS of $0.70 for the first quarter of 2025, with record first quarter revenue of $153 million. The company saw an 8.4% year-over-year increase in net finance receivables, driven by growth in new branches and its barbell strategy.

Regional Management Corp. reported strong Q4 2024 results, with a net income of $9.9 million and diluted earnings per share of $0.98. Record revenue was driven by $73 million of sequential portfolio growth. The net credit loss rate improved to 10.8%, and the operating expense ratio decreased to 14.0%.

Regional Management Corp. reported strong Q3 2024 results with record revenue of $146.3 million and net income of $7.7 million, despite a $4.3 million impact from hurricane activity. The company's portfolio grew by $46 million sequentially, and credit performance improved. The operating expense ratio also improved by 50 basis points year-over-year.

Regional Management Corp. reported a strong second quarter with net income of $8.4 million and diluted EPS of $0.86, a 37% increase from the prior-year period. Revenue grew by 7% to $143 million, driven by a 5% increase in ending net receivables and an 80 bps increase in total revenue yield. The company maintained expense discipline with an operating expense ratio of 13.8%.

Regional Management Corp. announced strong Q1 2024 results, with net income of $15.2 million and diluted earnings per share of $1.56. The company saw record quarterly revenue of $144 million, driven by increased pricing and growth in the higher-margin, small loan portfolio. The 30+ day delinquency rate improved to 7.1%.

Regional Management Corp. reported a net loss of $7.6 million for Q4 2023, with a diluted loss per share of $0.80. Total revenue reached a record $141.7 million, but results were impacted by $12.6 million in charges related to restructuring, a special loan sale, and reserve build. Net finance receivables increased to $1.8 billion.

Regional Management Corp. reported strong Q3 2023 results, including a high-quality portfolio, prudent expense management, and solid execution. Net income was $8.8 million and diluted EPS was $0.91. Loan demand and conservative underwriting led to portfolio growth of $62 million, record revenue of $141 million, and a revenue yields increase of 80 basis points.

Regional Management Corp. reported strong second-quarter results, exceeding expectations with $6.0 million in net income and $0.63 in diluted earnings per share. Loan demand remained strong, driving high-quality portfolio growth and near-record quarterly revenue. The company maintained a conservative credit posture and managed expenses effectively, lowering the annualized operating expense ratio to 13.6%.

Regional Management Corp. reported a strong start to 2023, earning $8.7 million in net income and $0.90 in diluted EPS. The company focused on portfolio quality and expense management while navigating a challenging economic environment. They intentionally slowed portfolio growth to 16% by liquidating their portfolio by $23 million.

Regional Management Corp. reported a solid fourth quarter in 2022. Net income was $2.4 million, and diluted EPS was $0.25. The company grew its portfolio by $92 million to $1.7 billion. The company finished the quarter with a 30+ day delinquency rate of 7.1%.

Regional Management Corp. reported strong third-quarter results, marked by a 22.3% year-over-year growth in net finance receivables and a 17.9% increase in revenue. The company expanded operations to California and Louisiana, grew its loan portfolio to $1.6 billion, and increased its account base by 16% to over 500,000 accounts.

Regional Management Corp. reported strong results for the second quarter ended June 30, 2022, including record quarterly revenue of $123 million, net income of $12 million, and diluted EPS of $1.24. The company expanded operations to Indiana and California, and grew its loan portfolio to an all-time high of $1.53 billion.

Regional Management Corp. reported record first-quarter results, driven by strategic growth initiatives and strong loan demand. Net income and diluted EPS reached record highs, while net finance receivables and revenue experienced substantial year-over-year growth. The company also expanded its operations to Mississippi and piloted end-to-end digital lending.

Regional Management Corp. reported a record quarterly revenue of $119 million, a 23% year-over-year increase, and net income of $20.8 million, with diluted EPS of $2.04. The company's net finance receivables hit an all-time high of $1.4 billion, up 26% year-over-year, driven by strategic investments in digital initiatives and geographic expansion.

Regional Management Corp. reported a strong third quarter with record revenue of $111.5 million, up 23% year-over-year, and net income of $22.2 million. The company's strategic initiatives and omni-channel model fueled growth, with the portfolio exceeding $1.3 billion at quarter-end.

Regional Management Corp. reported a strong second quarter with a net income of $20.2 million and diluted earnings per share of $1.87. The company saw a 10.9% year-over-year increase in revenue and a 17.3% growth in core net finance receivables. Loan originations reached a record $373 million, driving net receivables to an all-time high of $1.2 billion.

Regional Management Corp. announced strong first-quarter results, with record net income of $25.5 million and diluted earnings per share of $2.31. The company's growth initiatives and superior credit profile drove strong revenue performance and allowed for the release of allowance for credit losses. The company also raised its quarterly cash dividend by 25% and announced a new $30 million stock repurchase program.

Regional Management Corp. reported a net income of $14.3 million and diluted earnings per share of $1.28 for the fourth quarter ended December 31, 2020. Net finance receivables increased by $76.7 million, or 7.2%, quarter-over-quarter. The company kept 30+ day delinquencies stable at 5.3% as of December 31, 2020.

Regional Management Corp. reported a net income of $11.2 million and diluted earnings per share of $1.01 for the third quarter ended September 30, 2020. The company grew its loan portfolio by $37 million, maintained stable credit profile, and initiated a quarterly dividend of $0.20 per share along with a $30 million share repurchase program.

Regional Management Corp. reported a net income of $7.5 million and diluted earnings per share of $0.68 for the second quarter ended June 30, 2020. Revenue grew by 6.6% year-over-year, and average net finance receivables increased by 9.9%. The company maintained a strong liquidity profile with $162 million available as of July 31, 2020.

Regional Management Corp. reported a net loss of $6.3 million for Q1 2020, primarily due to a $23.9 million reserve build related to COVID-19 and $4.9 million in non-operating costs. However, total revenue increased by 17.5% year-over-year, driven by growth in net finance receivables and insurance income.

Regional Management Corp. reported a strong fourth quarter in 2019, marked by a 17.0% increase in revenue and a 45.6% increase in net income compared to the prior-year period. Diluted earnings per share increased to $1.38, and total finance receivables reached $1.1 billion, demonstrating substantial growth in the loan portfolio.