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Sep 30, 2025
Riskified Q3 2025 Earnings Report
Riskified reported revenue growth and significant adjusted EBITDA improvement in Q3 2025 despite posting a net loss.
Key Takeaways
Riskified saw a boost in gross profit and adjusted EBITDA during Q3 2025, aided by expansion in its Money Transfer and Payments segment, while continuing to operate at a net loss.
Gross profit growth accelerated in Q3, driven by performance across multiple verticals.
Adjusted EBITDA margin rose to 7% compared to 1% in the same quarter last year.
Revenue in the Money Transfer and Payments category doubled year-over-year.
Riskified repurchased $25.3 million in shares, reflecting confidence in its business model.
Revenue by Geographic Location
Forward Guidance
Riskified raised its full-year 2025 guidance, expecting stronger revenue and EBITDA driven by disciplined operations and seasonal demand uplift.
Positive Outlook
- FY25 revenue now expected between $338M and $346M.
- Adjusted EBITDA projected between $21M and $27M.
- Anticipated step-up in Q4 driven by holiday season volumes.
- Positive momentum across most business verticals.
- Strong execution on product roadmap and AI-driven growth strategy.
Challenges Ahead
- Company continues to operate at a net loss.
- Free cash flow declined slightly from the prior year.
- Macro uncertainty may impact merchant volumes.
- Ongoing share repurchases reduce cash reserves.
- Global expansion efforts may increase operating expenses.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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