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Dec 31, 2025
Redwood Trust Q4 2025 Earnings Report
Redwood Trust reported fourth quarter 2025 earnings growth driven by strong Mortgage Banking performance.
Key Takeaways
For Q4 2025, Redwood Trust generated 25900000 of net interest income and 61300000 of non-interest income, resulting in net income available to common stockholders of 18300000, or 0.13 per share.
Net interest income for the quarter was 25900000.
Total non-interest income was 61300000.
GAAP net income available to common stockholders was 18300000, or 0.13 per share.
GAAP book value per common share was 7.36 with a 2.6% economic return on book value.
Forward Guidance
Management highlighted continued opportunity to scale core Mortgage Banking platforms with operating leverage and improved cost structure.
Positive Outlook
- Record Mortgage Banking production volumes.
- Strong Sequoia and CoreVest segment profitability.
- Improved cost per loan metrics.
- Positive economic return on book value.
- Strong liquidity position with 256000000 in cash.
Challenges Ahead
- Legacy Investments segment posted a net loss of 18600000.
- Corporate/Other segment generated a net loss.
- Exposure to fair value volatility in investment portfolio.
- Recourse debt increased quarter over quarter.
- Housing environment remains muted.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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