Loading...
•
Jul 31, 2025
•/
RBC Q3 2025 Earnings Report
Royal Bank of Canada reported strong Q3 2025 results with record net income and growth across all major segments.
Key Takeaways
RBC delivered record earnings in Q3 2025, driven by strong performance in Capital Markets, Personal and Commercial Banking, and improved credit provisions. Solid capital ratios and higher revenue contributed to a standout quarter.
Net income reached a record $5.4 billion, up 21% from last year
EPS grew to $3.75, while adjusted EPS rose to $3.84
Revenue increased to $16.985 billion, supported by growth in Capital Markets and Wealth Management
CET1 ratio remained strong at 13.2%, reflecting robust capital position
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
RBC expects continued growth, driven by diversified operations and technology investments, while remaining cautious on trade disruptions and credit risks.
Positive Outlook
- Strong capital position with CET1 at 13.2%
- Broad-based revenue growth across segments
- Improved asset quality and lower PCL on performing loans
- Technology investments supporting long-term strategy
- Market share gains in Canadian banking segments
Challenges Ahead
- Ongoing global trade tensions affecting macroeconomic outlook
- Increased credit provisions in Capital Markets and Commercial Banking
- Higher non-interest expenses driven by compensation and tech costs
- Elevated insurance claims volatility in previous periods
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...