Banco Santander Earnings Reports

Banco Santander delivered record net income of €3.5 billion in Q3 2025, driven by solid fee income, resilient net interest income, and cost discipline. The CET1 ratio improved to 13.1% and cost of risk declined, indicating strong capital and credit management.

Banco Santander delivered solid Q2 2025 results, achieving record net income of €3.43B driven by broad-based strength across global businesses and strict cost control. EPS improved, efficiency reached a multi-year best, and RoTE rose year-over-year. Management reaffirmed full-year targets amid a complex macroeconomic backdrop.

Banco Santander delivered a robust performance in Q1 2025 with €3.4 billion in net income, aided by record net fee income, improved operational efficiency, and strong customer growth.