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Mar 31
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Sun Life Q1 2025 Earnings Report

Sun Life delivered strong earnings growth across all business segments in Q1 2025.

Key Takeaways

Sun Life Financial reported solid first-quarter results, with underlying net income rising 19% year-over-year, supported by robust sales and operational strength in all geographies and business segments.

Underlying net income rose to 1.045 billion CAD, up 170 million CAD from Q1 2024

EPS reached 1.62 CAD; underlying EPS was 1.82 CAD

Assets under management increased to 1.551 trillion CAD

Common share dividend increased from 0.84 CAD to 0.88 CAD

Total Revenue
CA$11B
Previous year: CA$7.3B
+50.4%
EPS
CA$1.76
Previous year: CA$1.51
+17.1%
Assets Under Management
CA$1.55T
Previous year: CA$1.47T
+5.5%
Underlying ROE
17.7%
Previous year: 16%
+10.6%
Reported ROE
15.7%
Previous year: 15%
+4.7%
Cash and Equivalents
CA$7.61B
Total Assets
CA$216B
Previous year: CA$336B
-35.7%

Sun Life

Sun Life

Sun Life Revenue by Segment

Sun Life Revenue by Geographic Location

Forward Guidance

Sun Life remains focused on advancing its medium-term objectives with strong capital resilience and growth momentum across global markets.

Positive Outlook

  • Solid capital position with a 149% LICAT ratio
  • Strong new business margins in Asia, especially Hong Kong
  • Continued growth in asset management, especially via SLC Management
  • New digital tools and capabilities rolled out to clients
  • Dividend increased and share buyback program renewed

Challenges Ahead

  • Net outflows from MFS retail segment due to equity market uncertainty
  • Lower investment income in Corporate segment
  • Real estate market impact still presents headwinds
  • U.S. Group sales declined due to lower Medicaid activity
  • Expense pressures from integration and restructuring activities