SmartFinancial posted net income of $13.7 million and maintained consistent earnings per share. The bank saw improvements in net interest margin and deposit growth, supporting a stable quarter-end performance.

SmartFinancial delivered a strong third quarter with $13.7 million in net income and surpassed $50 million in revenue. EPS and operating EPS rose meaningfully year-over-year, driven by robust loan growth, increased deposits, and strategic initiatives including the sale of SBKI and securities repositioning.

SmartFinancial, Inc. announced a net income of $11.7 million for the second quarter of 2025, a substantial increase from $8.0 million in the same period last year. Diluted EPS rose to $0.69 from $0.48 year-over-year. The company achieved its fifth consecutive quarter of positive operating leverage, with strong loan growth and solid asset quality, reinforcing its capital base.

SmartFinancial, Inc. delivered positive first quarter results with earnings and growth trends continuing their upward trajectory. The company reported net income of $11.3 million and operating earnings of $11.3 million. Loan and deposit growth were strong, and credit quality remained solid.

SmartFinancial, Inc. reported a strong fourth quarter in 2024 with net income of $9.6 million, or $0.57 per diluted common share. The company experienced net organic loan and lease growth, expansion of net interest margin, and solid credit quality.

SmartFinancial reported a strong third quarter in 2024, with net income reaching $9.1 million, or $0.54 per diluted common share. This represents a significant increase compared to the $2.1 million, or $0.12 per diluted common share, reported in the same quarter of the previous year. The company's operating earnings also rose to $9.1 million, or $0.54 per diluted common share, driven by net organic loan and lease growth and margin expansion.

SmartFinancial reported a net income of $9.4 million, or $0.55 per diluted common share, for Q1 2024. The company experienced growth in both loans and deposits, with a focus on expense management and operating leverage improvement. Credit quality remained solid, and the team made progress on key strategic initiatives.

SmartFinancial reported a decrease in net income for Q4 2023 compared to the previous year, with net income at $6.2 million, or $0.37 per diluted common share. However, the company experienced growth in loans and deposits, and operating earnings were bolstered by stabilization of the net interest margin and continued expense control.

SmartFinancial reported net income of $2.1 million for Q3 2023, a decrease compared to both the previous quarter and the same quarter last year. The results were impacted by a loss on the sale of securities as part of a balance sheet optimization strategy, though the company saw net organic loan and lease growth and deposit growth.

SmartFinancial reported net income of $8.8 million, or $0.52 per diluted common share, for the second quarter of 2023. The results reflect the strength of the balance sheet and focus on expense management.

SmartFinancial reported a net income of $11.5 million, or $0.68 per diluted common share, for Q1 2023. The company experienced deposit growth of $152.4 million and net organic loan and lease growth of $53.0 million. Credit quality remained solid, with nonperforming assets to total assets at 0.11%.

SmartFinancial reported a strong fourth quarter in 2022, with net income reaching $13.0 million, or $0.77 per diluted common share, and operating earnings of $12.9 million, or $0.76 per diluted common share. The company experienced net organic loan and lease growth of over $130.2 million, with credit quality remaining solid as nonperforming assets to total assets stayed at 0.10%.

SmartFinancial, Inc. reported a net income of $11.5 million, or $0.68 per diluted common share, for Q3 2022, a notable increase compared to the previous quarter and the same period last year. The company also completed the asset purchase of Sunbelt Insurance.

SmartFinancial, Inc. reported net income of $10.2 million for the second quarter of 2022, an increase compared to the prior quarter. The company saw growth in net interest income and non-interest income lines.

SmartFinancial announced net income of $8.3 million, or $0.49 per diluted common share, for the first quarter of 2022. Net organic loan and lease growth was over $136.9 million, and non-time deposit growth was over $195.0 million.

SmartFinancial, Inc. reported a solid fourth quarter in 2021, with net income reaching $6.7 million, or $0.40 per diluted common share. Operating earnings totaled $8.7 million, or $0.52 per diluted common share. The company experienced strong organic loan and deposit growth.

SmartFinancial, Inc. reported a net income of $9.6 million, or $0.61 per diluted common share, for the third quarter of 2021. Operating earnings (Non-GAAP) totaled $9.9 million, or $0.63 per diluted common share.

SmartFinancial reported a net income of $8.8 million, or $0.58 per diluted common share, for the second quarter of 2021. The company also announced the proposed acquisition of Sevier County Bancshares and completed the acquisition of Fountain Equipment Finance.

SmartFinancial announced strong first-quarter results, with net income and operating earnings reaching $9.8 million, or $0.65 per diluted share. The company experienced organic loan growth and completed a lift-out of an experienced banking team in the Gulf Coast Region. They also announced the proposed acquisition of Sevier County Bancshares, Inc.

SmartFinancial reported a net income of $9.0 million, or $0.59 per diluted common share, for Q4 2020, compared to $6.4 million, or $0.42 per diluted common share for Q3 2020. Operating earnings (Non-GAAP) totaled $9.2 million, or $0.61 per diluted common share, in Q4 2020, compared to $6.6 million, or $0.44 per diluted common share, in Q3 2020.

SmartFinancial, Inc. reported a net income of $6.4 million, or $0.42 per diluted common share, for the third quarter of 2020, compared to a net income of $6.2 million, or $0.41 per diluted common share for the second quarter of 2020. The increase in net income was driven by an increase in net interest income and noninterest income.

SmartFinancial reported a solid second quarter with net income of $6.2 million, or $0.41 per diluted common share, and operating earnings (Non-GAAP) of $7.3 million, or $0.48 per diluted common share.

SmartFinancial, Inc. reported a net income of $2.7 million, or $0.19 per diluted common share, for Q1 2020. The company completed the acquisition of Progressive Financial Group, Inc. and saw loan growth (excluding loans acquired from PFG) of $53.9 million, or 11.4% annualized.

SmartFinancial, Inc. reported a solid earnings track record with net income of $6.7 million and net operating earnings of $6.5 million for Q4 2019. The company's ROAA was 1.12%, and the operating efficiency ratio was 65.0%. The acquisition of Progressive Savings Bank was also announced, bolstering SmartFinancial's presence in Tennessee.