•
Mar 31

Grupo Supervielle Q1 2025 Earnings Report

Grupo Supervielle reported Q1 2025 results with a return to profitability despite challenging market conditions.

Key Takeaways

Grupo Supervielle posted a net income of $9 million and revenues of $229 million in Q1 2025, reflecting strong retail lending and higher client financial margins, though pressured by treasury portfolio losses.

Net income reached $9 million amid treasury headwinds.

Strong retail loan growth boosted client financial margin.

Deposits in USD surged 170% YoY, outperforming the market.

Operational efficiency improved with lower expenses QoQ.

Total Revenue
$229M
Previous year: $359M
-36.2%
EPS
$0.17
Previous year: $0.13
+30.8%
ROAE
3.5%
ROAA
0.6%
Loan Loss Provisions
$37M
Total Assets
$6.24B
Previous year: $3B
+108.0%

Grupo Supervielle

Grupo Supervielle

Grupo Supervielle Revenue by Geographic Location

Forward Guidance

Grupo Supervielle remains confident in its strategy, emphasizing digital transformation and client-centric initiatives despite macroeconomic uncertainties.

Positive Outlook

  • Launch of remunerated accounts in USD and ARS.
  • Opening of Tienda Supervielle on Mercado Libre.
  • Expansion of GenAI-based customer service tools.
  • Strong retail lending demand continues.
  • Maintained healthy asset quality amid growth.

Challenges Ahead

  • Treasury portfolio impacted by bond volatility.
  • Loan loss provisions increased due to retail mix.
  • Declining yields on government securities hurt margins.
  • Efficiency still pressured by restructuring costs.
  • Macroeconomic uncertainty ahead of IMF agreement.