Jun 30, 2020

US Bancorp Q2 2020 Earnings Report

Second quarter earnings were reported, reflecting a challenging economic environment with a decrease in net income due to increased provision for credit losses.

Key Takeaways

U.S. Bancorp reported net income of $689 million and diluted earnings per common share of $0.41 for the second quarter of 2020. The results reflect a more challenging economic environment with an increase in the provision for credit losses.

Net income of $689 million and diluted earnings per common share of $0.41.

Net revenue of $5,838 million, including $3,224 million of net interest income and $2,614 million of noninterest income.

Provision for credit losses of $1,737 million increasing allowance for credit losses by $1,300 million reflecting the current economic environment

Noninterest income increased 5.0% year-over-year

Total Revenue
$5.81B
Previous year: $5.8B
+0.3%
EPS
$0.41
Previous year: $1.09
-62.4%
Efficiency Ratio
57.6%
Net Interest Margin
2.62%
ROA
0.51%
Cash and Equivalents
$52.4B
Previous year: $16.9B
+209.4%
Total Assets
$547B
Previous year: $482B
+13.5%

US Bancorp

US Bancorp

US Bancorp Revenue by Segment

Forward Guidance

The Company expects to maintain its current quarterly common dividend of $0.42 per common share; but, given the unprecedented economic environment, will adjust its capital distributions as circumstances warrant.