Loading...
•
Dec 31, 2025
Wells Fargo Q4 2025 Earnings Report
Wells Fargo reported a net income of $5.4 billion, or $1.62 per diluted share, for the fourth quarter of 2025.
Key Takeaways
Wells Fargo reported a net income of $5.4 billion, or $1.62 per diluted share, for the fourth quarter of 2025. Excluding a notable item of severance expense, net income was $5.8 billion, or $1.76 per diluted share. Total revenue increased 4% from the prior year to $21.3 billion, driven by higher loan and investment securities balances and improved results in Markets.
Net income for Q4 2025 was $5.361 billion, an increase of 6% compared to Q4 2024.
Diluted earnings per common share for Q4 2025 were $1.62, up 13% from Q4 2024.
Total revenue for Q4 2025 was $21.292 billion, a 4% increase from Q4 2024.
Average loans increased 5% to $955.8 billion and average deposits increased 2% to $1,377.7 billion compared to Q4 2024.
Revenue by Segment
Forward Guidance
Wells Fargo aims to achieve a new medium-term ROTCE target of 17-18% and is focused on continued growth across its businesses, leveraging its strong foundation and increased ability to compete.
Positive Outlook
- Achieved prior ROTCE target of 15% and set a new medium-term target of 17-18%.
- Diluted earnings per share grew 17% compared to full year 2024.
- Fee-based income grew 5% and net charge-offs declined by 16%.
- Returned $23 billion to shareholders through $18 billion in common stock repurchases and a 13% increase in dividend per common share.
- Strong growth in consumer businesses, with credit card new accounts up over 20% and auto lending up 19%.
Challenges Ahead
- The company operates in an environment with inherent uncertainties, risks, and changes in circumstances that are difficult to predict.
- Actual results may differ materially from forward-looking statements due to various factors.
- Potential negative effects from changes in tax laws, regulations, and guidance.
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...