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Sep 30, 2024

W. R. Berkley Q3 2024 Earnings Report

W. R. Berkley reported record third quarter net income, driven by strong underwriting margins and increasing investment income.

Key Takeaways

W. R. Berkley Corporation reported record third quarter net income of $366 million, with a return on equity of 19.6% and an operating return on equity of 20.0%. The company's performance was driven by strong underwriting margins and increasing investment income. The combined ratio was 90.9%, and net investment income increased by 19.5% compared to the prior year.

Return on equity and operating return on equity of 19.6% and 20.0%, respectively.

Net investment income grew 19.5% to $323.8 million compared to the prior year.

The current accident year combined ratio before catastrophe losses of 3.3 loss ratio points was 87.6%, and the reported combined ratio was 90.9%.

Average rate increases excluding workers' compensation were approximately 8.4%.

Total Revenue
$3.4B
Previous year: $3.03B
+12.2%
EPS
$0.93
Previous year: $0.9
+3.3%
GAAP combined ratio
90.9%
Previous year: 90.2%
+0.8%
Gross Profit
$2.44B
Previous year: $2.24B
+8.8%
Cash and Equivalents
$1.57B
Previous year: $2.04B
-22.7%
Free Cash Flow
$1.24B
Total Assets
$40.4B
Previous year: $36.1B
+11.8%

W. R. Berkley

W. R. Berkley

W. R. Berkley Revenue by Segment

Forward Guidance

We expect to continue to deliver outstanding risk-adjusted returns to our shareholders for the remainder of 2024 and beyond.

Revenue & Expenses

Visualization of income flow from segment revenue to net income