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Dec 31, 2020

Altisource Q4 2020 Earnings Report

Altisource's financial performance was impacted by COVID-19 related measures and customer transitions, but cost reduction initiatives were implemented to address lower revenue.

Key Takeaways

Altisource reported a service revenue of $57.7 million and a net loss attributable to Altisource of $7.2 million, or $0.46 per diluted share for Q4 2020. The company's performance was negatively impacted by COVID-19 related measures and customer transitions, but cost reduction initiatives were implemented to address lower revenue.

Service revenue for Q4 2020 was $57.7 million, a 56% decrease compared to Q4 2019.

Net loss attributable to Altisource for Q4 2020 was $7.2 million, or $0.46 per diluted share.

The company aggressively reduced cash costs and simplified the organization to address lower revenue in the default business.

The company anticipates strong default related revenue growth in 2022 with an acceleration in the second half of 2023.

Total Revenue
$57.7M
Previous year: $133M
-56.4%
EPS
-$1.1
Previous year: $0.26
-523.1%
Gross Profit
$4.55M
Previous year: $35.1M
-87.0%
Cash and Equivalents
$58.3M
Previous year: $82.7M
-29.6%
Free Cash Flow
-$8.53M
Previous year: $23.5M
-136.2%
Total Assets
$266M
Previous year: $385M
-31.0%

Altisource

Altisource

Forward Guidance

The Company’s updated 2021 operating plan targets $210 million of service revenue, $54 million of adjusted EBITDA before corporate and common costs and a $10 million adjusted EBITDA loss after corporate and common costs. Preliminarily, the Company forecasts 2022 revenue of approximately $270 million to $290 million and adjusted EBITDA of approximately $25 million to $30 million.

Positive Outlook

  • Momentum in the origination businesses
  • 2022 return to growth in the default businesses
  • Structural changes that it is making to its cost base
  • Forecasted to grow by 60% to $99 million in 2021 in origination business
  • Reduction in corporate and common costs from approximately $93 million in 2020 to $64 million in 2021

Challenges Ahead

  • Uncertainty associated with forward looking statements
  • Current COVID-19 pandemic makes it extremely difficult to predict the future state of the economy
  • COVID-19 pandemic makes it extremely difficult to predict delinquency rates
  • Potential impact on Altisource
  • Usual uncertainty associated with forward looking statements