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Dec 31, 2023

Brighthouse Financial Q4 2023 Earnings Report

Brighthouse Financial reported a net loss for Q4 2023 and highlighted its strong capitalization and liquidity.

Key Takeaways

Brighthouse Financial reported a net loss of $942 million for the fourth quarter of 2023, or $14.70 per diluted share. Adjusted earnings, less notable items, were $189 million, or $2.92 per diluted share. The company's estimated combined RBC ratio was approximately 420%, and holding company liquid assets were $1.3 billion.

Estimated combined risk-based capital ("RBC") ratio of approximately 420%; holding company liquid assets of $1.3 billion

$350 million total subsidiary dividends paid to the holding company in the fourth quarter of 2023

The company repurchased $250 million of its common stock in full year 2023, reducing shares outstanding relative to year-end 2022 by 7%; repurchased an additional approximately $30 million year-to-date through February 9, 2024

Annuity sales for full year 2023 of $10.6 billion, driven by strong sales of Shield Level annuities

Total Revenue
$737M
Previous year: $2.05B
-64.0%
EPS
$2.92
Previous year: $3.51
-16.8%
Book Value per Share
$51.1
Previous year: $55.1
-7.3%
Book Value w/o AOCI per Share
$134
Previous year: $142
-5.9%
Holding Company Liquid Assets
$1.3B
Previous year: $1B
+30.0%
Gross Profit
$737M
Previous year: $454M
+62.3%
Cash and Equivalents
$3.85B
Previous year: $4.12B
-6.4%
Total Assets
$236B
Previous year: $226B
+4.7%

Brighthouse Financial

Brighthouse Financial

Brighthouse Financial Revenue by Segment

Revenue & Expenses

Visualization of income flow from segment revenue to net income