Capitol Federal Earnings Reports

Capitol Federal Financial, Inc. reported net income of $15.4 million for the quarter ended March 31, 2025, consistent with the prior quarter. The net interest margin improved to 1.92% due to a decrease in the cost of deposits. The company also announced a cash dividend of $0.085 per share.

Capitol Federal Financial, Inc. reported a net income of $15.4 million, or $0.12 per share, for the quarter ended December 31, 2024, compared to a net income of $12.1 million, or $0.09 per share, for the previous quarter. The increase was primarily due to lower income tax expense. The net interest margin increased to 1.86%.

Capitol Federal Financial, Inc. reported a net income of $12.1 million, or $0.09 per share, for the quarter ended September 30, 2024. The increase in net income was primarily due to a release of provision for credit losses. The net interest margin increased to 1.80%.

Capitol Federal Financial, Inc. reported a net income of $9.6 million, or $0.07 per share, for the quarter ended June 30, 2024. The lower net income compared to the previous quarter was primarily due to higher income tax expense related to the Bank's pre-1988 bad debt recapture and a higher provision for credit losses from commercial loan growth. The company's Board of Directors is committed to paying the $0.085 per share cash dividend each quarter for the foreseeable future.

Capitol Federal Financial, Inc. reported a net income of $13.8 million, or $0.11 per share, for the quarter ended March 31, 2024. The net interest margin improved to 1.82%. A cash dividend of $0.085 per share was announced.

Capitol Federal Financial, Inc. reported a net income of $2.5 million, or $0.02 per share, for the quarter ended December 31, 2023. Excluding losses from a securities strategy, earnings per share would have been $0.10. The company completed a securities strategy to improve earnings, resulting in a net interest margin of 1.71%, an improvement of 50 basis points from the prior quarter. A dividend of $0.085 per share was paid, and another was announced for the next quarter.

Capitol Federal Financial, Inc. reported a net loss of $150.5 million for the quarter ended September 30, 2023, primarily due to a strategic securities transaction. Excluding the securities strategy, earnings per share would have been $0.04 for the current quarter.

Capitol Federal Financial, Inc. reported a net income of $8.3 million, or $0.06 per share, for the quarter ended June 30, 2023. The decrease in net income compared to the previous quarter was primarily due to higher deposit interest expense.

Capitol Federal Financial, Inc. reported a net income of $14.2 million, or $0.11 per share, for the quarter ended March 31, 2023. The decrease in net income was primarily due to lower net interest income. The net interest margin decreased to 1.56%. Annualized loan growth was 9.0%.

Capitol Federal Financial, Inc. reported a decrease in net income for the quarter ended December 31, 2022, compared to both the previous quarter and the same quarter last year. The decrease was primarily due to lower net interest income and a provision for credit losses, despite an increase in interest income on loans receivable and cash equivalents.

Capitol Federal Financial, Inc. reported a net income of $19.5 million, or $0.14 per share, for the quarter ended September 30, 2022. The decrease in net income compared to the prior quarter was primarily due to higher non-interest expense. The company's net interest margin was 1.71% for the quarter.

Capitol Federal Financial, Inc. reported a net income of $21.2 million, or $0.16 per share, for the quarter ended June 30, 2022. The decrease in net income compared to the previous quarter was primarily due to a higher provision for credit losses, partially offset by an increase in net interest income and lower income tax expense.

Capitol Federal Financial, Inc. reported a net income of $21.6 million, or $0.16 per share, for the quarter ended March 31, 2022. The decrease in net income was primarily due to higher non-interest expense and income tax expense, partially offset by an increase in net interest income. The net interest margin decreased to 1.69%, but would have increased to 2.01% excluding the effects of the leverage strategy.

Capitol Federal Financial, Inc. reported a net income of $22.2 million, or $0.16 per share, for the quarter ended December 31, 2021. The increase in net income was primarily due to a higher negative provision for credit losses compared to the prior quarter and lower non-interest expense. The net interest margin increased to 1.99%.

Capitol Federal Financial, Inc. reported a net income of $18.6 million, or $0.14 per share, for the quarter ended September 30, 2021. The net interest margin increased to 1.97%.

Capitol Federal Financial, Inc. reported a net income of $18.2 million, or $0.13 per share, for the quarter ended June 30, 2021. This compares to a net income of $20.4 million, or $0.15 per share, for the quarter ended March 31, 2021. The decrease in net income was primarily due to a decrease in non-interest income, mainly from the prior quarter's gain on the sale of Visa Class B shares, partially offset by a decrease in non-interest expense.

Capitol Federal Financial, Inc. reported a net income of $20.4 million, or $0.15 per share, for the quarter ended March 31, 2021, compared to a net income of $18.9 million, or $0.14 per share, for the quarter ended December 31, 2020. The increase was primarily due to an increase in non-interest income resulting from the sale of VISA Class B shares, partially offset by an increase in non-interest expense due to the termination of interest rate swaps.

Capitol Federal Financial, Inc. reported a net income of $18.9 million, or $0.14 per share, for the quarter ended December 31, 2020. The results reflect a decrease in net interest margin and changes in asset yields, but were partially offset by a negative provision for credit losses.

Capitol Federal Financial, Inc. reported a net income of $18.3 million, or $0.13 per share, for the quarter ended September 30, 2020. The decrease was primarily due to an increase in non-interest expense and a decrease in net interest income compared to the prior quarter.

Capitol Federal Financial, Inc. reported a net income of $19.5 million, or $0.14 per share, for the quarter ended June 30, 2020. The increase was primarily due to recording a $22.1 million provision for credit losses during the prior quarter, and no provision for credit losses in the current quarter.

Capitol Federal Financial, Inc. reported net income of $4.3 million, or $0.03 per share, for the quarter ended March 31, 2020. The results were significantly impacted by a $22.1 million provision for credit losses due to the deterioration of economic conditions from the COVID-19 pandemic. The net interest margin increased slightly to 2.19%.

Capitol Federal Financial, Inc. reported a net income of $22.5 million, with basic and diluted earnings per share of $0.16 for the quarter ended December 31, 2019.