Capitol Federal Financial, Inc. reported a net income of $15.4 million, or $0.12 per share, for the quarter ended December 31, 2024, compared to a net income of $12.1 million, or $0.09 per share, for the previous quarter. The increase was primarily due to lower income tax expense. The net interest margin increased to 1.86%.
Net income increased by $3.4 million compared to the previous quarter, reaching $15.4 million.
Earnings per share rose by $0.03 from the previous quarter to $0.12.
Net interest margin improved by six basis points to 1.86%.
Commercial loans increased by $137.5 million.
The company intends to pay out a regular quarterly cash dividend of $0.085 per share, totaling $0.34 per share for the year. The Board of Directors will consider the payment of additional dividends if earnings in fiscal year 2025 exceed $0.34 per share.